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4086 Nettle Knob Road #201, West Jefferson, NC, 28694

2beds
2baths
958sqft
$239,000
$249price/sqft
$1,596/moest. monthly cost
$63,840/yrincome needed

About This Home

Rare opportunity to escape to the peaceful beauty of the Blue Ridge Mountains of North Carolina with this fully furnished lakefront retreat on Ashe Lake. Offering a restful and tranquil setting, this 2 Bedroom, 1½ Bath end-unit condo features breathtaking water views surrounded by quiet woods and nature. This inviting property blends comfort, relaxation, and convenience and would be great as a second home, mountain retreat, investment, or full time living. Take in dazzling lake and mountain views from the balcony, enjoy kayaking or fishing on Ashe Lake with the two kayaks included with the property, unwind to the sounds of nature, or take a short stroll to a stunning nearby waterfall. Recent upgrades include tastefully updated bathrooms, new flooring, and a freshly painted interior which creates a move-in-ready mountain escape. Located a short distance from the Blue Ridge Parkway and charming downtown West Jefferson, this serene property offers easy access to Boone, Blowing Rock, and Grandfather Mountain, and Wilkesboro.  Go tubing on the nearby New River or bring your skies in the winter to enjoy nearby slopes.  Whether you’re seeking peaceful weekends by the water, a cozy mountain retreat, or a unique opportunity to own a special piece of Ashe County, this lakeside condo is truly one-of-a-kind. COA fees cover trash pickup, water, sewer, and exterior grounds maintenance. The community area offers dock, kayak and paddle boat access, and picnic area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Westwood ElementaryGrades K-63.5 mi
10/10
Ashe County MiddleGrades 7-88.6 mi
4/10
Ashe County HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Chalet/Alpine
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Furnished
  • Number of fireplaces: 1
  • Fireplace features: One,Free Standing,Other,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 958

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 958
  • Total interior livable area: 958 sqft

Property

Details

  • Parcel number: 192975847931

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open
  • Has view: Yes
  • View description: Mountain(s),Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Lake Privileges

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$87$1,044
Property Taxes $101$1,212
Electricity $200$2,405
Total$1,596$19,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,720/yr
40% on housing$47,880/yr
45% on housing$42,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 28694$180
Ashe County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28694
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Price change$239,000
2026-06-10Listed for sale$248,500
2005-06-09Sold$57,500

For Sale by Agent

AgentRebecca Savage
BrokerageRealty One Group Results

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