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905 Rolling Rd, Lincolnton, NC, 28092

5beds
3baths
2,541sqft
$564,900
$222price/sqft
$3,610/moest. monthly cost
$144,400/yrincome needed

About This Home

Welcome to your own private oasis! This stunning 2,541 sf home, built in 2024, sits on a beautiful 1+ acre lot offering peace and privacy but modern comfort with no city taxes. This property offers the best of both worlds. It is tucked away from the hustle and bustle but still conveniently located close to schools, shopping and dining. Enjoy spacious, open floor plan, contemporary finishes with granite and quartz countertops in kitchen, farmhouse sink, double oven, self closing cabinets, large pantry & laundry room, gas fireplace in family room, LVP in downstairs main areas, hardwood flooring on stairs, carpet in the bedrooms, large primary bedroom, private water closet in bathroom along with dual sinks, a bricked primary shower, soaking tub and two large walk-in primary closets. Step outside and enjoy the spacious 20x20 deck, perfect for entertaining guests, grilling out or simply relaxing while overlooking the peaceful surroundings. If you want luxury, convenience and seclusion, this house is for you!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
West Lincoln MiddleGrades 6-85.7 mi
5/10
West Lincoln HighGrades 9-125.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,541

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,541
  • Total interior livable area: 2,541 sqft

Kitchen

  • Features: Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 14680
  • Zoning: R-SF
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 1.12 Acres
  • Lot size dimensions: 100 x 485 x 100 x 480

Parking

  • Total spaces: 9
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$232$2,784
Property Taxes $286$3,432
Electricity $236$2,840
Total$3,610$43,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,771/yr
40% on housing$108,300/yr
45% on housing$96,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28092$167
Lincoln County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 28092$183
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$564,900
2026-06-29Price change$574,900
2026-06-15Price change$589,900
2026-05-28Listed for sale$599,900

For Sale by Agent

AgentLinda Brocuglio
BrokerageCentury 21 Town & Country Rlty

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