See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4029 Cotton Gin Rd, Frisco, TX, 75034

2beds
3baths
2,028sqft
$474,900
$234price/sqft
$2,982/moest. monthly cost
$119,280/yrincome needed

About This Home

**Elegant Two-Story Boston Colonial with Water Views** Discover timeless charm and modern comfort in this spacious two-story Boston Colonial, perfectly positioned to capture serene water views. Designed for both everyday living and effortless entertaining, this home offers a thoughtful layout with refined details throughout. The main level features a private study and expansive open-concept living and dining areas, creating a seamless flow ideal for gatherings. At the heart of the home, the gourmet kitchen shines as the ultimate entertaining space—complete with a 5-burner built-in gas cooktop, stainless steel appliances, pot and pan drawers, tray dividers, roll-out trash storage, and abundant workspace. Upstairs, a versatile loft provides additional living space—perfect for a media room, play area, or secondary lounge. Additional highlights include: * Tankless water heater for energy efficiency * Large back patio ideal for outdoor dining and relaxation * Generous natural light and functional layout throughout Enjoy the benefits of a well-appointed community with HOA amenities that include access to a gym, resort-style pool, and clubhouse. This exceptional home blends classic architectural style with modern upgrades—offering comfort, convenience, and scenic surroundings in one impressive package.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
Vaughn Elementary SchoolGrades K-50.7 mi
10/10
10/10
Wakeland High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse,Duplex

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Plumbed For Gas,Tankless Water Heater,Vented Exhaust Fan

Bedroom

  • Level: Second
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9 x 14

Features

  • Built-in Features,Eat-in Kitchen,High Speed Internet,Pantry,Cable TV
  • Flooring: Carpet,Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,028 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 11 x 14

Living Room

  • Level: First
  • Dimensions: 13 x 16

Living Room

  • Level: First
  • Dimensions: 9 x 12

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Separate Shower
  • Level: Second
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 13 x 16

Property

Details

  • Parcel number: R707426
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool

Lot

  • Lot size: 2,265 sqft
  • Features: Interior Lot,Landscaped,No Backyard Grass,Subdivision,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Asphalt,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$273$3,276
Property Taxes $70$840
Electricity $238$2,859
Total$2,982$35,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,240/yr
40% on housing$89,460/yr
45% on housing$79,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 75034$261
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75034$257
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$499,900
2026-04-15Listed for sale$509,900

For Sale by Agent

AgentKevin Jenkins
BrokerageDFW Fine Properties

Similar Homes