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405 Diamond Peak Lane, Oakley, CA, 94561

4beds
3baths
2,226sqft
$770,000
$346price/sqft
$5,326/moest. monthly cost
$213,040/yrincome needed

About This Home

Welcome to this beautifully maintained single-story home built in 2020, offering 4 bedrooms, 3 full bathrooms, and 2,224 square feet of thoughtfully designed living space. Well-maintained and move-in ready, this home combines modern finishes with everyday comfort. Step inside to soaring ceilings, luxury vinyl plank flooring throughout the main living areas, plush carpet in the bedrooms, and a cozy gas fireplace that creates the perfect gathering space. The open-concept kitchen is designed for both entertaining and daily living, featuring abundant cabinetry, and seamless flow into the spacious living and dining areas. Outside, enjoy a beautifully landscaped backyard complete with drip irrigation and an added covered patio, creating an inviting space for outdoor dining, relaxing, or entertaining year-round. Additional features include a Tesla battery with electric vehicle hookups, enhancing both energy efficiency and convenience. Situated in a desirable neighborhood, this home offers the perfect blend of modern style, functionality, and location. Don't miss your opportunity to own this exceptional newer home in one of Oakley's sought-after communities.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10
Freedom High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Oven,Free-Standing Gas Range
  • Laundry features: Inside Area,See Remarks

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,226
  • Total interior livable area: 2,226 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 0346400229
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 6,150 sqft
  • Features: See Remarks

Parking

  • Total spaces: 4
  • Parking features: Electric Vehicle Charging Station(s),Garage Door Opener,Inside Entrance,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$173$2,076
Property Taxes $783$9,396
Electricity $477$5,728
Total$5,326$63,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,605/yr
40% on housing$159,780/yr
45% on housing$142,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$313
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$750,000
2026-07-30Listed for sale$770,000
2021-02-18Sold$701,910
2020-12-31Pending sale$715,000
2020-12-31Listed for sale$715,000
2020-12-31Pending sale$715,000
2020-12-20Price change$715,000
2020-11-23Price change$735,000
2020-10-09Price change$750,000
2020-10-01Price change$765,000
2020-09-24Listed for sale$735,000

For Sale by Agent

AgentKimberley A Whittaker
BrokerageRapisarda Real Estate

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