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5305 NW 58th Ter, Kansas City, MO, 64151

4beds
3baths
2,520sqft
$399,900
$159price/sqft
$2,827/moest. monthly cost
$113,080/yrincome needed

About This Home

Beautifully updated 4-bedroom, 3 full bathroom home with a finished walkout basement and thoughtful updates throughout. From the moment you walk in, you’ll love the vaulted ceilings with wood beams, the stunning weathered wood accent wall, and the cozy gas-start fireplace that anchors the living room. The spacious layout offers both a formal dining room and an eat-in kitchen, making it ideal for everyday living and entertaining. The updated kitchen features granite countertops, fresh finishes, and plenty of space to gather. The primary suite is a true retreat with a private bathroom, walk-in closet, additional second closet, and charming bay window. Bedrooms feature brand new carpet, while new LVP flooring runs throughout the main living areas. Additional updates include fresh interior paint, re-done knockdown ceilings, and new interior doors throughout the home. Downstairs, the finished walkout basement offers extra living and entertaining space — and your game room is already started since the 1-inch slate pool table stays with the home! Step outside to enjoy the back deck and privacy-fenced yard, perfect for relaxing or hosting guests. This move-in ready home combines character, updates, and functional space in all the right ways

Getting Around

13
WalkingCar-Dependent
20
TransitMinimal Transit
10
BikeSomewhat Bikeable

Schools

7/10
5/10
Walden Middle SchoolGrades 6-80.5 mi
8/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave
  • Laundry features: Bedroom Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom1

  • Features: Shower Over Tub
  • Level: First

Bathroom2

  • Level: Basement

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 168

Bedroom3

  • Features: Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 132

Bedroom4

  • Features: Carpet,Ceiling Fan(s)
  • Level: Basement
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 132

Family Room

  • Level: Basement
  • Area: 464

Features

  • Ceiling Fan(s),Kitchen Island,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Starter,Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 833
  • Finished area above ground: 1,687

Great Room

  • Level: First
  • Area: 306

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Kitchen

  • Level: First

Master Bathroom

  • Features: Shower Only
  • Level: First

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 168

Property

Details

  • Parcel number: 199030400004006000

Features

  • Patio & porch: Deck
  • Fencing: Privacy

Lot

  • Lot size: 8,939 sqft
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$267$3,204
Property Taxes $346$4,152
Electricity $192$2,309
Total$2,827$33,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,925/yr
40% on housing$84,810/yr
45% on housing$75,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 64151$185
Platte County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 64151$160
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2015-11-06Sold--
2015-09-22Price change$199,999
2015-08-28Price change$209,900
2015-07-14Listed for sale$214,900

Coming Soon

AgentKayla Sullins
BrokerageChartwell Realty LLC

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