512 2nd St, Santa Cruz, CA, 95060
About This Home
Enjoy vacation style living in this fabulous beach house! Stroll to the beach to watch the sea lions, hear the seagulls, smell the ocean & feel the cool breeze. Go biking, fishing, surfing, kayaking, beach volleyball, games & rides at the Boardwalk, sip gourmet coffee, enjoy casual & fine dining at friendly restaurants with ocean views & beautiful sunsets at the wharf. Walk on West Cliff or venture downtown, hike in the magnificent Redwoods. This historic home was completely remodeled in 2017 with high quality material & craftmanship, impeccable attention to detail. Award Certificate for Excellence in Green Building & an Award Plaque for Exceptional Design by City of Santa Cruz. Spacious open floor plans, beautiful stain glass windows, durable bamboo hardwood floors with radiant heating, granite countertops, large functional islands, custom built-in cabinets, stainless steel appliances, plantation shutters, French doors, keyless entry, USB outlets, dimmers, wrought iron security gate. Laundry in each unit. 2 private decks, skylights with abundant natural sunlight upstairs. Low maintenance yard with a smart irrigation system.
Getting Around
Very Walkable
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Perimeter,Pillar/Post/Pier,Crawl Space,Quake Bracing,Wood Frame
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Microwave,Self Cleaning Oven,Gas Oven/Range,Refrigerator,Washer/Dryer,Warming Drawer
Bathroom
- Features: Granite, ShoweroverTub1, Skylight, Tile, TubinPrimaryBedroom, UpdatedBaths, FullonGroundFloor, HalfonGroundFloor
Bedroom
- Features: GroundFloorBedroom, PrimarySuiteRetreat, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Features: DiningArea, DiningAreainLivingRoom
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings,One Or More Skylights,Video Audio System
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Radiant Floor
- Cooling features: None
Interior Area
- Total structure area: 2,957
- Total interior livable area: 2,957 sqft
Kitchen
- Features: Countertop_Granite, ExhaustFan, Hookups_Gas, Hookups_IceMaker, Island, Skylights
Property
Details
- Parcel number: 00713102000
- Zoning: R1
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Balcony/Patio,Deck
- Exterior features: Back Yard,Barbecue,Fenced,Drought Tolerant Plants
- Fencing: Perimeter,Gate,Wood
Lot
- Lot size: 4,879 sqft
Parking
- Total spaces: 3
- Parking features: Parking Area
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
- Coastal Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,652 | $163,824 |
| Home Insurance * | $426 | $5,112 |
| Property Taxes | $2,661 | $31,932 |
| Electricity | $634 | $7,609 |
| Total | $17,373 | $208,476 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $2,700,000 |
| 2016-04-06 | Sold | $1,077,000 |
| 1999-08-27 | Sold | $471,500 |
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