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912 Lundy Ln, Scotts Valley, CA, 95066

4beds
3baths
2,183sqft
$1,285,000
$589price/sqft
$8,523/moest. monthly cost
$340,920/yrincome needed

About This Home

Welcome to 912 Lundy Lane, a beautifully upgraded contemporary home in Scotts Valley offering the perfect blend of modern comfort, energy efficiency, and everyday luxury. Built in 2019, this 4-bedroom, 3-bath, 2 Car Garage residence spans approximately 2,921 square feet of thoughtfully designed living space, creating a bright and inviting setting for both relaxed daily living and effortless entertaining. Located near Highway 17, this home provides a rare balance of peaceful mountain surroundings and convenient access to Silicon Valley. Inside, the open and functional layout is enhanced by stylish finishes, smart features, and a seamless flow that supports todays lifestyle. The homes standout upgrades include a 7.6 kW Enphase solar and storage system, a ChargePoint Level 2 EV charger, and integrated smart-home conveniences that bring comfort, security, and efficiency together beautifully. Step outside to a private backyard retreat designed for year-round enjoyment. A newly installed Jacuzzi hot tub, exterior lighting, and inviting seating areas create a resort-inspired escape perfect for unwinding under the stars or gathering with guests. This exceptional outdoor space extends the homes modern, elevated design and adds a lifestyle experience that is both relaxing and refined.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Scotts Valley High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastBar, DiningFamilyCombo, EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,183
  • Total interior livable area: 2,183 sqft

Property

Details

  • Parcel number: 02137107000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 3

Lot

  • Lot size: 3,511 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Common,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,497$77,964
Home Insurance *$253$3,036
Property Taxes $1,305$15,660
Electricity $468$5,617
Total$8,523$102,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$292,217/yr
40% on housing$255,690/yr
45% on housing$227,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$589This listing

vs Other Active Listings

Avg $/sqft

ZIP 95066$606
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95066$719
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$1,225,000
2026-08-04Price change$1,225,000
2026-07-29Listed for sale$1,285,000
2026-07-13Listing removed$5,600
2026-06-23Price change$5,600
2026-05-31Listed for rent$5,995
2025-06-18Listing removed$5,950
2025-05-19Listed for rent$5,950
2024-06-22Listing removed--
2024-06-07Listed for rent$5,950
2022-05-31Sold$1,450,000
2020-08-31Sold$949,000
2020-07-25Pending sale$949,000
2020-06-05Listed for sale$949,000
2020-06-04Pending sale$949,000
2020-01-24Listed for sale$949,000
2019-10-31Listing removed$985,000
2019-10-19Price change$985,000
2019-03-26Price change$998,000
2019-03-21Listed for sale$1,025,000

For Sale by Agent

AgentShemeika K. Fox
BrokerageKW Thrive Santa Cruz

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