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5481 Tallyn Ridge Dr, Frederick, MD, 21704

6beds
5baths
4,120sqft
$925,000
$225price/sqft
$6,321/moest. monthly cost
$252,840/yrincome needed

About This Home

ASSUMABLE LOAN WITH 2.25% INTEREST RATE FOR VA QUALIFIED BUYERS!!!! Nestled in the charming Tallyn Ridge community, this stunning traditional home offers a perfect blend of comfort and convenience. Built in 2019, this spacious residence boasts 6 bedrooms and 4.5 bathrooms, providing ample space for gatherings and relaxation. The fully finished basement with an outside entrance adds versatility, perfect for a home office or entertainment area. Enjoy the community's amenities, including a refreshing pool and well-maintained common areas. Tallyn Ridge feeds into the BRAND NEW Linganore Creek Elementary School as well as Oakdale Middle and Oakdale High School. The neighborhood is known for its friendly atmosphere and proximity to beautiful parks, ideal for outdoor activities and leisurely strolls. Experience the warmth of Tallyn Ridge, where community spirit thrives and every day feels like home. Don't miss the opportunity to make this inviting residence your own!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

6/10
Oakdale Elementary SchoolGrades PK-53.0 mi
8/10
Oakdale Middle SchoolGrades 6-83.0 mi
7/10
Oakdale High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 5
  • Main level bedrooms: 6

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 3,320

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,120
  • Total interior livable area: 4,120 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1109594382
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Fencing: Full

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$163$1,956
Property Taxes $957$11,484
Electricity $524$6,299
Total$6,321$75,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,720/yr
40% on housing$189,630/yr
45% on housing$168,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 21704$244
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21704$228
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$919,900
2026-08-07Listed for sale$925,000

For Sale by Agent

AgentRon Wolfe
BrokerageCharis Realty Group

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