6167 Chippewa Dr, Harbor Springs, MI, 49740
About This Home
Nestled along the famous Tunnel of Trees in the heart of Cross Village, this original village gem overlooks the breathtaking shoreline of Lake Michigan. Chock full of character and charm the home features hardwood floors, hand-hewn beams, and timeless vintage details throughout with old time quality and craftsmanship built to endure. Recently updated and thoughtfully modernized , the property is move-in ready while preserving its historic appeal. An efficiency apartment above provides added flexibility for guests, rental income, or a private workspace, and the B-2 zoning offers a variety of potential uses. Spend your evenings enjoying spectacular Lake Michigan sunsets at Cross Village Beach just below the property, or take a short stroll to some of the area's most beloved destinations, including Leggs Inn, Black Barn Farm, and Three Pines Studio. The beautiful beaches of Sturgeon Bay are also just a short drive away, making this an exceptional opportunity to own a piece of Northern Michigan in one of its most picturesque settings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Refrigerator,Range
Basement
- Has basement: Yes
- Basement: Block,Full
Bedroom
- Area: 86.29166666666667
Bedroom1
- Area: 80.23611111111113
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 152.375
Family Room
- Area: 322
Features
- Flooring: Wood
Heating
- Heating features: LP Gas,Hot Water Baseboard
Interior Area
- Total interior livable area: 1,428 sqft
Kitchen
- Area: 83.18055555555556
Living Room
- Area: 167.83333333333331
Master Bedroom
- Area: 147.7777777777778
Property
Details
- Parcel number: 050433427005
Features
- Levels: Two Or More
- Patio & porch: Deck
Lot
- Features: Paved
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $340 | $4,080 |
| Electricity | $188 | $2,259 |
| Total | $3,394 | $40,728 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $499,000 |
| 2023-02-13 | Sold | $252,500 |
| 2022-11-15 | Listed for sale | $289,900 |
View on Zillow