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9460 Guilford Rd, Columbia, MD, 21046

5beds
3baths
3,483sqft
$700,000
$201price/sqft
$4,744/moest. monthly cost
$189,760/yrincome needed

About This Home

🏡 PRICE IMPROVEMENT! Tremendous Opportunity & Value in Columbia! Enjoy Over 3,400 Sq. Ft. of Beautiful Living Space with NO HOA! Welcome to this beautifully updated and spacious 5-bedroom, 3 full bath home in the heart of Columbia! Offering over 3,400 sq. ft. of flexible living space with 3 bedrooms upstairs and 2 on the main level, this home is perfect for multi-generational living, guests, or a private home office setup. Step inside to find updated LVP flooring in select areas (2025) and an abundance of natural light pouring through all new windows (2025). The upper level features a spacious primary suite with ensuite bath, along with two additional bedrooms and a renovated hall bath (2022). The main level offers two additional bedrooms and a fully updated bath (2024), providing convenience and versatility. Enjoy peace of mind with major system updates, including the electric panel (2022), Roof (2022), a newer upper HVAC (2022) and lower HVAC (2024), plus an efficient electric heat pump with gas backup. Step outside to your refreshed deck with new decking (2024)—perfect for relaxing or entertaining! ✨ BONUS: No Columbia Association fee—enjoy all the benefits of the location without the extra cost! Ideally located near shopping, dining, parks, and commuter routes, this move-in ready home checks all the boxes for space, updates, and location.

Getting Around

9
WalkingCar-Dependent
32
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

3/10
7/10
7/10
Hammond High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1931

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Refrigerator,Washer,Water Heater,ENERGY STAR Qualified Dishwasher,Oven,Electric Water Heater
  • Laundry features: In Basement,Dryer In Unit,Washer In Unit

Basement

  • Area: 1833

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Bathroom - Stall Shower,Bathroom - Tub Shower,Built-in Features,Primary Bath(s)
  • Door features: Sliding Glass,Storm Door(s)
  • Window features: Low Emissivity Windows,Replacement,Vinyl Clad,Double Pane Windows,Energy Efficient
  • Flooring: Tile/Brick,Luxury Vinyl,Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,483

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Propane
  • Cooling features: Other,Zoned,Central Air,Ceiling Fan(s),Heat Pump,Electric

Interior Area

  • Total structure area: 5,316
  • Total interior livable area: 3,483 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1406400604
  • Zoning: RSA8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch,Wrap Around

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Storage,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$154$1,848
Property Taxes $608$7,296
Electricity $443$5,325
Total$4,744$56,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,651/yr
40% on housing$142,320/yr
45% on housing$126,506/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 21046$220
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21046$247
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$700,000
2026-06-19Price change$725,000
2026-05-15Listed for sale$750,000

For Sale by Agent

AgentDanny Markley
BrokerageKeller Williams Flagship

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