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7944 John Galt Way, Elkridge, MD, 21075

4beds
4baths
2,400sqft
$550,000
$229price/sqft
$3,674/moest. monthly cost
$146,960/yrincome needed

About This Home

Gorgeous 4 Bed/3.5 Bath Morris Place exclusive is finally here and ready to impress! 2,400 sqft freshly painted inside and out with 2026: carpet + padding, garage door, and pressure washed deck! Party starts on the Main featuring the perfect Guest Suite + multiple closets with access to deep 1-car front load garage + epoxy floors! Upstairs is the sunlit Kitchen/Dining/Living trio featuring granite countertops, cabinets galore, new built-in microwave + gas stove, organized pantry, plus deck and Powder for easy entertaining! Rest and recharge on the third in the Primary with spacious walk-in closet, bonus closet, and 4-piece bath! Bedrooms #2 and #3 are down the hall with shared full bath + stacked Laundry! Get pumped for plenty of guest parking on the driveway and unassigned street/lot! Enjoy the community sidewalks/event field/gazebo/picnic area/Dog Park! Look forward to even more outdoor activities at Troy Park, Rockburn Branch Park, Lake Elkhorn, Blandair Regional Park, Merriweather Post Pavilion, Merriweather District, and Columbia Lakefront! Get your shopping on at nearby Costco, Trader Joe's, ALDI, Walmart, Target, Giant, Starbucks, MOM's Organic Market, Home Depot, Lowe's, Wegman's, Whole Foods, Arundel Mills, and Mall in Columbia! Close to I-95, 1-295, Route 100, Route 175, Route 32, and Route 29! Low monthly HOA of $124.12 covers common area maintenance/lawn mowing/snow removal/trash/recycling! Howard County Public Schools! See you soon!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
5/10
Oakland Mills High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Frame,Vinyl Siding

Other

  • Builder name: Beazer

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall,High Ceilings
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Engineered Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1401599418
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting,Rain Gutters,Sidewalks,Street Lights

Lot

  • Lot size: 1,648 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Concrete,Unassigned,Attached,Driveway,On Street,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$134$1,608
Property Taxes $454$5,448
Electricity $305$3,669
Total$3,674$44,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,965/yr
40% on housing$110,220/yr
45% on housing$97,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 21075$221
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21075$232
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$550,000
2026-07-18Listed for sale$550,000
2026-07-01Listing removed$550,000
2026-05-29Listed for sale$550,000
2026-05-28Listing removed$550,000
2026-05-26Price change$550,000
2026-05-19Price change$555,000
2026-05-13Listed for sale$565,000
2026-03-30Pending sale$565,000
2026-03-19Listed for sale$565,000
2018-09-21Sold$427,990

For Sale by Agent

AgentJeannie J. Kim
BrokerageColdwell Banker Realty

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