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854 Moorings Cir #12, Stevensville, MD, 21666

2beds
2baths
1,464sqft
$505,000
$345price/sqft
$3,417/moest. monthly cost
$136,680/yrincome needed

About This Home

OPEN HOUSE WEEKEND AT BAY BRIDGE COVE! DISCOVER BAY BRIDGE COVE AND TOUR 7 HOMES!! SAT MAY 16, 1:00-3:00! Bay Bridge Cove is a premier, amenity-rich, 55+ community on beautiful Kent Island! This absolutely adorable, compact Easton is loaded with cottage charm and offers the opportunity to move into this sought-after community at a remarkable price! It starts with a custom-paved courtyard, hardwood floors, fresh professional painting, and easy main-level living. The open-flow floor plan features an island kitchen with custom pendant and under-counter dimmable lighting, a great room, and a dining room, located on a premium lot with a grassy lawn and privacy from a tree-lined view, and a massive 4' crawl space with inside stairway access for storage. Walking distance to the clubhouse, pool, and all the community amenities, including an outdoor pool, tennis, pickleball, bocce, crab shack, community herb and vegetable gardens, walking paths, dog park, and clubhouse with exercise room, meeting room, library, and game room. Ideally located less than 5 minutes to the Bay Bridge, shopping, and waterfront restaurants, and within walking distance to Kent Manor Beach Club, with easy access to the Cross Island Trail, public parks, Eastern Shore beach towns, Annapolis, BWI, Baltimore, DC, and multiple nationally recognized medical facilities. A perfect place to call home!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
7/10
Matapeake Middle SchoolGrades 6-80.9 mi
5/10
Kent Island High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Crawl Space
  • Construction materials: Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Villa
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,464

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804125692
  • Zoning: CMPD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$188$2,256
Property Taxes $395$4,740
Electricity $281$3,374
Total$3,417$41,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,154/yr
40% on housing$102,510/yr
45% on housing$91,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$287
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$505,000
2017-12-08Sold$344,101

For Sale by Agent

AgentDeborah Laggini
BrokerageLong & Foster Real Estate, Inc.

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