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478 Simon Dr, Carmel, IN, 46032

2beds
3baths
3,425sqft
$1,390,000
$406price/sqft
$10,459/moest. monthly cost
$418,360/yrincome needed

About This Home

A masterful collaboration of renowned builder John Mackenzie, acclaimed designer Gary Nance, and Kittle's Interiors, this extraordinary custom residence embodies timeless elegance and effortless luxury. Impeccable craftsmanship is showcased throughout with soaring ceilings, rich hardwood floors, exquisite custom millwork, exposed beams, and a dramatic custom iron staircase. The grand living room is centered around a breathtaking gas fireplace, while the gourmet kitchen is appointed with an oversized island, Thermador appliances, a butler's pantry, walk-in pantry, two beverage refrigerators, an ice machine, warming drawer, and reverse osmosis system-crafted for exceptional entertaining. The private primary retreat offers direct patio access and a spa-inspired bath featuring dual vanities, separate water closets, an oversized walk-in shower, and a beautifully designed custom closet. Upstairs, a striking roof window bathes the family room in natural light, accompanied by a spacious second-level bedroom with its own luxurious ensuite, offering exceptional comfort and privacy for family or guests. Custom window treatments and an integrated whole-home A/V system enhance every room with comfort, convenience and sophistication. Step outside to a secluded patio designed for quiet mornings and elegant evenings, complete with a natural gas Coyote grill. An epoxy-finished garage with custom built-ins is the finishing touch to this remarkable residence, where architectural excellence, thoughtful design, and uncompromising quality define every space.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

10/10
10/10
Creekside Middle SchoolGrades 6-82.9 mi
10/10
Carmel High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Brick

Other

  • Builder name: John Mckenzie

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Gas Oven,Refrigerator,Bar Fridge,Ice Maker,Tankless Water Heater,Warming Drawer,Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 272
  • Dimensions: 17x16

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Level: Upper
  • Area: 475
  • Dimensions: 25x19

Features

  • High Ceilings,Tray Ceiling(s),Kitchen Island,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,High Speed Internet,Pantry,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,425
  • Total interior livable area: 3,425 sqft

Kitchen

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Living Room

  • Level: Main
  • Area: 520
  • Dimensions: 26x20

Master Bedroom

  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Sitting Room

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Property

Details

  • Parcel number: 290934011007000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,028$84,336
Home Insurance *$550$6,600
Property Taxes $2,568$30,816
Electricity $313$3,767
Total$10,459$125,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$358,594/yr
40% on housing$313,770/yr
45% on housing$278,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$241
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$1,390,000
2018-06-21Sold$870,726

For Sale by Agent

AgentCandace Fisk
BrokerageColdwell Banker - Kaiser

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