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18460 Sandy Cove Ln, Westfield, IN, 46074

3beds
3baths
3,618sqft
$510,000
$141price/sqft
$3,441/moest. monthly cost
$137,640/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home in the desirable William Trace community of Westfield! From the moment you arrive, you'll appreciate the charming curb appeal and inviting covered front porch. Step inside to an open and airy floor plan filled with natural light, creating the perfect space for both everyday living and entertaining. The spacious great room flows seamlessly into the kitchen and dining area, featuring abundant cabinetry, generous countertop space, a center island with seating, and stainless steel appliances. A versatile flex room on the main level offers endless possibilities for a home office, playroom, or formal living space. Upstairs, the spacious primary suite provides a peaceful retreat with a walk-in closet and private bath featuring double sinks and a beautifully tiled shower. Two additional bedrooms, a full bath, and convenient upstairs laundry complete the second level. The unfinished basement offers incredible potential, already pre-plumbed for a future bathroom and featuring an egress window, making it ideal for finishing with a fourth bedroom, additional living space, or both. Step outside to the covered patio overlooking the tranquil pond, creating the perfect setting to relax or entertain. Additional highlights include a 3-car garage, irrigation system, and neighborhood amenities including a playground and common areas. Conveniently located near Grand Park, shopping, dining, and award-winning Westfield Washington Schools, this move-in ready home offers the perfect combination of comfort, style, and location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
9/10
Westfield Middle SchoolGrades 7-82.6 mi
10/10
Westfield High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter,Full
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Disposal,MicroHood,Gas Oven,Other,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Roughed In,Unfinished

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Family Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 304
  • Dimensions: 19x16

Features

  • Attic Access,Walk-In Closet(s),Entrance Foyer,High Speed Internet,Wired for Data,Kitchen Island,Pantry,Smart Thermostat
  • Window features: Wood Work Painted
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,High Efficiency (90%+ AFUE ),Electric,Natural Gas
  • Cooling features: Central Air,High Efficiency (SEER 16 +)

Interior Area

  • Total structure area: 3,618
  • Total interior livable area: 3,618 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 48
  • Dimensions: 8x6

Living Room

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Loft

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Master Bedroom

  • Level: Upper
  • Area: 280
  • Dimensions: 20x14

Mud Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Property

Details

  • Parcel number: 290534012030000015
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered

Lot

  • Lot size: 8,276 sqft
  • Features: Curbs,Sidewalks,Storm Sewer

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$175$2,100
Property Taxes $357$4,284
Electricity $331$3,979
Total$3,441$41,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,977/yr
40% on housing$103,230/yr
45% on housing$91,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$222
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$500,000
2026-08-05Price change$500,000
2026-07-23Listed for sale$510,000
2020-10-30Sold$395,000
2020-10-05Pending sale$396,900
2020-08-24Price change$396,900
2020-06-15Listed for sale$399,900
2019-10-22Listing removed$319,990
2019-09-26Price change$319,990
2019-09-04Listed for sale$324,990
2019-03-28Sold$375,000
2019-01-25Pending sale$375,000
2019-01-25Listed for sale$375,000

For Sale by Agent

AgentKyle Morris
BrokerageF.C. Tucker Company

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