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742 Destiny Plantation Blvd, Biloxi, MS, 39532

5beds
4baths
3,690sqft
$1,295,000
$351price/sqft
$8,786/moest. monthly cost
$351,440/yrincome needed

About This Home

Experience coastal living at its finest with this exquisite bayfront home. Nestled along the beautiful Back Bay of Biloxi, this property offers breathtaking panoramic views that stretch as far as the eye can see. This charming residence offers the perfect blend of comfort, style, and waterfront allure. Spanning over 3,500 square feet, this 4 bedroom, 4 bath residence provides ample space for relaxation and entertainment. The main level features custom pine floors throughout. The open floor plan kitchen, dining, bar and living room offer floor to ceiling windows to take in the views. This allows you to take advantage of the scenery while enjoying the high-end kitchen appliances, custom cabinets, quartz countertops and large center island while entertaining family and friends. The expansive master suite offers a peaceful sanctuary with sweeping bay views, a spa-inspired ensuite bathroom, and a walk-in closet. The main level also offers an office with a large custom-built desk and an incredible view of Destiny Plantation's neighborhood pier and clubhouse. The top-level of this home features 3 bedrooms, 2 full baths and a living room. There is no better place to watch a sunrise or a sunset than from the porches here. The screened in back porch is the perfect place to unwind after a long day with a full outdoor kitchen and a gas fire pit. No matter where you are in this home, you will enjoy incredible water views unlike any other home in the area. Embrace the coastal lifestyle and make every day feel like a vacation in this stunning waterfront oasis.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10
Biloxi High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Metal,Shingle
  • Construction materials: Board & Batten Siding,Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Freezer,Built-In Gas Oven,Built-In Refrigerator,Cooktop,Dishwasher,Disposal,Microwave,Oven,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bar,Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Double Vanity,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Natural Woodwork,Open Floorplan,Pantry,Recessed Lighting,Smart Thermostat,Soaking Tub,Stone Counters,Storage,Walk-In Closet(s)
  • Door features: Double Entry,Fiberglass
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Fireplace features: Fire Pit
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 3,690
  • Total interior livable area: 3,690 sqft

Property

Details

  • Parcel number: 1309f01012.054

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Balcony,Fire Pit,Outdoor Grill,Outdoor Kitchen
  • On waterfront: Yes
  • Waterfront features: Bay

Lot

  • Lot size: 1.83 Acres

Parking

  • Total spaces: 6
  • Parking features: Concrete,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$1,259$15,108
Property Taxes $636$7,632
Electricity $343$4,117
Total$8,786$105,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,234/yr
40% on housing$263,580/yr
45% on housing$234,293/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 39532$162
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39532$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-17Listed for sale$1,350,000
2025-05-31Listing removed$1,395,000
2024-05-31Listed for sale$1,395,000

For Sale by Agent

AgentJoseph Capuano
BrokerageBlackstone Realty, LLC

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