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3109 S County Road 1050 W, Greensburg, IN, 47240

4beds
3baths
4,620sqft
$828,000
$179price/sqft
$5,505/moest. monthly cost
$220,200/yrincome needed

About This Home

Located in western Decatur county, minutes away from Hartsville, this 4600+ sq ft residence offers a blend of homesteading with barndominium style! The 8+ acres of fenced in pleasure bursts with Pecan & Persimmon trees, Apple & Cherry trees, Pear & Peach trees, Asparagus & Thornless Blackberries, 3A of meadow, a small barn with a lean all to keep you active outdoors. A Generac generator helps provide peace of mind while a solar field keeps your energy bill low! The expansive porch offers quite lovely sunset & lake views when you're ready for R&R. Step inside & note the kitchen features a large island with a double drain porcelain sink, an ash slab counter top & serves as a central gathering point. To round out the culinary vibe there's a vintage ice box & pendant lamp. The living room atmosphere is enhanced by a one-of-a-kind entertainment center adding character texture, while the windmill fan is a true focal piece! Throughout the home you'll find an abundance of hickory cabinets, black Delta plumbing fixtures to complement the rustic ambiance of bygone days & honeycomb accent tile cleverly placed. Flooring throughout is tile or waterproof plank making cleaning easier and there's even a mud room/butler pantry which also serves as a laundry area. Design elements with yesteryear in mind are on display in each of the 3 bathrooms, one includes an antique clawfoot soaking tub. 4 oversized neutral bedrooms, offer flexibility for creating your own sanctuary or inviting comfort for your guests. 1 is located in the garage loft with it's own, living quarters! The expansive garage is conditioned separately with its own HVAC system and 200 amp electrical panel. It has a pull through side to equip a camper or RV with a full hookup, room for a lift, and can house an additional 2-3 vehicles with its 2 additional garage doors. Schedule your private showing to see what country charm, privacy & the tranquility of rural living can be like with this custom built property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Block
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Oven,Range Hood,Refrigerator,Washer,Water Heater,Water Softener Owned
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 224.75
  • Dimensions: 14.5x15.5

Bedroom3

  • Level: Main
  • Area: 170.5
  • Dimensions: 11x15.5

Bedroom4

  • Features: Other
  • Level: Upper
  • Area: 210
  • Dimensions: 14x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Features: Other
  • Level: Upper
  • Area: 210
  • Dimensions: 10.5x20

Dining Room

  • Level: Main
  • Area: 119
  • Dimensions: 8.5x14

Features

  • Attic Access,Breakfast Bar,High Ceilings,Kitchen Island,Ceiling Fan(s),High Speed Internet,Pantry,Supplemental Storage,Walk-In Closet(s)
  • Window features: Wood Work Stained
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,620
  • Total interior livable area: 4,620 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 81
  • Dimensions: 4.5x18

Living Room

  • Level: Main
  • Area: 494
  • Dimensions: 19x26

Loft

  • Features: Other
  • Level: Upper
  • Area: 600
  • Dimensions: 20x30

Master Bedroom

  • Level: Main
  • Area: 286.75
  • Dimensions: 15.5x18.5

Mud Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 94.5
  • Dimensions: 4.5x21

Property

Accessibility

  • Accessibility features: Hallway - 36 Inch Wide,Accessible Doors,Accessible Full Bath,Handicap Accessible Interior

Details

  • Parcel number: 161230000003010003
  • Special condition: Other
  • Horse amenities: None

Features

  • Levels: One Leveland + Loft
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Storage,Gutter Guards,Lighting,Fire Pit,Playground,RV Hookup
  • Fencing: Fenced,Fence Complete,Perimeter
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 8.62 Acres
  • Features: Rural - Not Subdivision,Mature Trees,Trees-Small (Under 20 Ft),Zoned

Parking

  • Total spaces: 4
  • Parking features: Attached,Gravel,Garage Door Opener,RV Access/Parking,Garage Faces Rear,Storage,Other
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,186$50,232
Home Insurance *$560$6,720
Property Taxes $336$4,032
Electricity $423$5,082
Total$5,505$66,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,742/yr
40% on housing$165,150/yr
45% on housing$146,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 47240$117
Decatur County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 47240$142
Decatur County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$847,900
2026-02-07Listing removed$867,000
2025-11-18Price change$867,000
2025-10-29Listed for sale$897,000

For Sale by Agent

AgentDonju Taylor
BrokerageKeller Williams Indy Metro S

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