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1443 Gina, Harper, TX, 78631

1beds
1baths
0sqft
$479,000
--price/sqft
$2,976/moest. monthly cost
$119,040/yrincome needed

About This Home

Seller is offering $10,000.00 in buyer concessions! Tucked at the very end of the road, this 30-acre Harper retreat is a true hunter's paradise, offering the privacy, terrain, and wildlife habitat that seasoned outdoorsmen are always searching for. With rolling elevation changes, oak groves, and natural cover, this property creates the perfect environment for hunting, exploring, and unplugging in the heart of the Hill Country. The property includes a functional 1 bed / 1 bath cabin, ideal as a hunting camp or weekend base, along with two additional cabin structures for gear, storage, or extra sleeping space. Whether you're setting up for the season or hosting a group, this place is ready to go. Fully fenced and well-suited for horses, goats, or other livestock, the land offers both usability and versatility. Equipped with a water well, septic system, and two electric meters, plus a covered carport and existing pad site, you've got everything in place to expand-whether that's bringing in an RV, building a larger home, or creating a more customized ranch setup. Secluded, scenic, and set up for both recreation and ranching-properties like this don't come around often. Highly motivated seller!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
Harper Elementary SchoolGrades PK-43.9 mi
6/10
Harper Middle SchoolGrades 5-84.0 mi
7/10
Harper High SchoolGrades 9-124.0 mi

Construction

Materials

  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Area: 300

Master Bedroom

  • Area: 110

Property

Details

  • Parcel number: 102097

Features

  • Waterfront features: None

Lot

  • Lot size: 30.52 Acres
  • Features: Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$221$2,652
Property Taxes $95$1,140
Electricity $238$2,859
Total$2,976$35,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,034/yr
40% on housing$89,280/yr
45% on housing$79,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78631$213
Gillespie County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 78631
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$499,000
2013-05-15Sold--

For Sale by Agent

AgentJessica Robinson, R-Bar Realty
BrokerageR-Bar Realty

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