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1321 Osos St Unit 270, San Luis Obispo, CA, 93401

2beds
3baths
1,359sqft
$1,168,000
$859price/sqft
$7,544/moest. monthly cost
$301,760/yrincome needed

About This Home

Experience an urban spin on the SLO life with this 1,359-square-foot modern home highlighted by a panoramic, 360-degree view of Cerro San Luis and the Santa Lucia Mountains from the furnished rooftop patio, complete with lounge chairs, fire pit, storage bin, and Xtreme Backyard hot tub. Built in 2017, this two-bedroom, two-and-one-half-bath, turn-key, high-end condo balances a quiet retreat with downtown amenities. It is located in the fully gated Pacific Courtyards community, just one block from downtown San Luis Obispo, 1.5 miles from Cal Poly, 10 miles from Avila Beach, and within the award-winning San Luis Coastal Unified School District. Key features include premium engineered oak hardwood flooring, an open-concept first-floor living space, Ipe (Brazilian walnut) wood rooftop deck and front patio, individual room air conditioning and heating control, and full Ethernet wiring. The kitchen includes quartz countertops with full tile backsplash, birch cabinetry with soft-close drawers and doors, peninsula with bar seating, GE Monogram stainless steel appliances, and large Kohler under-mount sink with Delta Trinsic pull-down faucet. The building offers a secure garage with two assigned parking spaces and several guest spaces, large personal storage room, residential bike room, and a communal retreat on second level with patio furniture and lush landscaping. Beautiful, serene, and immaculately cared for by the original owner; come experience it for yourself. Connect with your favorite agent for a private showing TODAY.

Getting Around

97
WalkingWalker's Paradise
38
TransitSome Transit
95
BikeBiker's Paradise

Schools

6/10
9/10
Laguna Middle SchoolGrades 7-82.4 mi
10/10

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Inside,Laundry Closet,Upper Level

Bathroom

  • Features: Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Separate/Formal Dining Room,Living Room Deck Attached,Quartz Counters,All Bedrooms Up,Primary Suite,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: High Efficiency,Zoned
  • Cooling features: High Efficiency,Zoned

Interior Area

  • Total interior livable area: 1,359 sqft

Kitchen

  • Features: Quartz Counters,Self-closing Drawers

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 002447005
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 2nd Floor
  • Pool features: None
  • Patio & porch: Front Porch,Rooftop,Terrace
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Roof Top
  • Has view: Yes
  • View description: City Lights,Courtyard,Mountain(s)

Lot

  • Lot size: 1,302 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Garage,Gated,Community Structure,Tandem
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,906$70,872
Home Insurance *$152$1,824
Property Taxes $1,088$13,056
Electricity $398$4,786
Total$7,544$90,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,651/yr
40% on housing$226,320/yr
45% on housing$201,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$859This listing

vs Other Active Listings

Avg $/sqft

ZIP 93401$854
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93401$660
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$1,168,000
2026-05-21Listed for sale$1,198,000
2019-04-26Sold$849,000

For Sale by Agent

AgentMelissa Johnson-Barash
BrokerageBlair Properties

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