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973 Phillips Way, Hayward, CA, 94541

3beds
2baths
971sqft
$719,000
$740price/sqft
$4,915/moest. monthly cost
$196,600/yrincome needed

About This Home

**Rare Find! Beautifully Upgraded & Move-In Ready!** This renovated 3-bedroom, 2-bath home offers modern comfort and exceptional functionality. The updated kitchen features contemporary cabinetry and matching brand-name appliances. Both bathrooms have been tastefully remodeled with stylish finishes. Enjoy Milgard dual-pane windows, sky tubes, ceiling fans in every room, electric underfloor heating, and a tankless water heater for added energy efficiency. The drive-through garage with automatic doors provides convenient access to the spacious backyard—perfect for your tools, equipment, or additional storage. The level 5,000 sq. ft. lot offers endless possibilities for outdoor living, expansion, or a potential ADU (buyer to verify). The backyard is a true highlight with mature fruit trees, including figs, loquats, oranges, and more, reflecting years of loving care. Conveniently located within walking distance to shopping and everyday amenities, with easy commuter access. Don't miss this exceptional opportunity to own a beautifully updated home with outstanding potential!

Getting Around

79
WalkingVery Walkable
46
TransitSome Transit
55
BikeBikeable

Schools

6/10
5/10
6/10
Mount Eden High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1951

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Refrigerator,Tankless Water Heater,Dryer,Washer
  • Laundry features: In Garage,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Updated Kitchen
  • Window features: Skylight(s),Window Coverings
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 971
  • Total interior livable area: 971 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Gas Range/Cooktop,Microwave,Range/Oven Free Standing,Refrigerator,Skylight(s),Updated Kitchen

Property

Details

  • Parcel number: 4326081
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 5,000 sqft
  • Features: Level,Back Yard,Front Yard,Side Yard

Parking

  • Total spaces: 1
  • Parking features: Attached,Drive Through,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$137$1,644
Property Taxes $745$8,940
Electricity $398$4,786
Total$4,915$58,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,514/yr
40% on housing$147,450/yr
45% on housing$131,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$740This listing

vs Other Active Listings

Avg $/sqft

ZIP 94541$413
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94541$600
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$719,000
2026-07-26Listed for sale$719,000
2017-08-13Sold$485,000
2017-08-04Pending sale$459,000
2017-07-27Listed for sale$459,000

For Sale by Agent

AgentSophia Chan
BrokerageMje Real Estate, Inc.

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