403 E 4th St, Montgomery City, MO, 63361
About This Home
This home has been updated with repairs to the subfloor and some new flooring added by present owners. They also replaced the HVAC, and the roof is only 8 years old. The fenced in back yard with a deck is a great space with shade trees. The security cameras and system are not staying with the home. This home would be a great starter home, and the owners plan to sell it as is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Free-Standing Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 64
- Dimensions: 8x8
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedroom3
- Features: Floor Covering: Wood
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Family Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 195
- Dimensions: 15x13
Features
- Window features: Screens
- Flooring: Carpet,Luxury Vinyl,Vinyl
- Finished area above ground: 1,260
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Kitchen
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 195
- Dimensions: 13x15
Utility Room
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 78
- Dimensions: 13x6
Property
Details
- Parcel number: 069032002005022000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck,Porch
- Exterior features: Lighting
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,098 sqft
- Features: Back Yard,Corner Lot,Front Yard,Some Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Drought
- Earthquake
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $76 | $912 |
| Electricity | $141 | $1,693 |
| Total | $1,191 | $14,292 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $159,000 |
| 2026-08-09 | Pending sale | $159,000 |
| 2026-07-31 | Listed for sale | $159,000 |
| 2022-10-31 | Sold | -- |
| 2022-09-27 | Pending sale | $90,500 |
| 2022-09-18 | Listed for sale | $90,500 |
| 2016-12-28 | Sold | -- |
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