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12724 Rutledge St, Crown Point, IN, 46307

3beds
3baths
2,020sqft
$324,899
$161price/sqft
$2,592/moest. monthly cost
$103,680/yrincome needed

About This Home

Welcome home to 12724 Rutledge St in beautiful Crown Point! This charming home offers the perfect blend of comfort, space, and convenience. Featuring a 2-car detached garage, this well-maintained home welcomes you with a spacious main level offering a bright living room, nice sized eat-in kitchen, convenient laundry area, and a half bath for guests. Upstairs, you'll find 3 generously sized bedrooms, including a spacious primary suite complete with a large walk-in closet and private en suite bath. The finished basement provides incredible additional living space, perfect for entertaining, a home office, workout room, or even an additional bedroom setup. Ideally located near Crown Point High School and just minutes from the historic Crown Point Square, where you can enjoy shopping, dining, and local charm. Don't miss your opportunity to own this move-in-ready gem in a highly desirable location!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
Crown Point High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Washer,Refrigerator,Dishwasher,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump,Interior Entry

Bedroom2

  • Area: 1308
  • Dimensions: 12.0 x 109.0

Bedroom3

  • Area: 148050
  • Dimensions: 105.0 x 1410.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Area: 12502
  • Dimensions: 133.0 x 94.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Kitchen Island,Eat-in Kitchen
  • Window features: Blinds
  • Finished area above ground: 1,543

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 2,020
  • Total interior livable area: 2,020 sqft

Kitchen

  • Area: 16393
  • Dimensions: 169.0 x 97.0

Laundry

  • Area: 5162
  • Dimensions: 58.0 x 89.0

Living Room

  • Area: 28396
  • Dimensions: 229.0 x 124.0

Other

  • Area: 6042
  • Dimensions: 106.0 x 57.0

Other

  • Area: 530
  • Dimensions: 106.0 x 5.0

Other

  • Area: 3213
  • Dimensions: 63.0 x 51.0

Other

  • Area: 238
  • Dimensions: 17.0 x 14.0

Primary Bedroom

  • Area: 1716
  • Dimensions: 143.0 x 12.0

Property

Details

  • Parcel number: 451620186011000042
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,049 sqft
  • Features: Back Yard,Paved,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$134$1,608
Property Taxes $631$7,572
Electricity $185$2,222
Total$2,592$31,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,868/yr
40% on housing$77,760/yr
45% on housing$69,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 46307$168
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46307$175
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$335,000
2024-03-12Listing removed--
2024-02-11Listed for sale$323,000
2022-01-05Sold$285,000
2021-11-14Listed for sale$279,999
2018-03-09Sold$197,755

For Sale by Agent

AgentFrederick Long
BrokerageBetter Homes and Gardens Real

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