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8517 NW 81st Ter, Kansas City, MO, 64152

3beds
3baths
2,281sqft
$350,000
$153price/sqft
$2,464/moest. monthly cost
$98,560/yrincome needed

About This Home

PRICE has been improved to get this home SOLD. Spacious two-story home situated on a corner lot in the highly desirable Park Hill School District! This 3-bedroom, 2.5-bath home offers a finished walkout basement and a huge fenced backyard with mature trees, providing plenty of room to relax, play, or entertain. Major improvements have already been completed, including foundation work, a new roof, new flooring throughout, freshly painted rooms, and an HVAC system less than 10 years old. The home still needs some TLC, giving the next owner a great opportunity to add their own finishing touches and make it their own. With a generous lot, walkout basement, and several big-ticket updates already taken care of, this home has plenty of potential. Great location in the Park Hill School District with convenient access to shopping, dining, highways, and the airport. Bring your ideas and make this one shine! 2018 Furnace, 2023 AC, 2011 water heater. Newer 4' wood fenced backyard with lots of shady trees. Virtual Staging added.NO HOA. Enjoy the spacious floor plan and convenient location in the award-winning Park Hill School District. Just minutes from shopping, restaurants, major highways, downtown Kansas City, and KCI Airport. A must-see!

Getting Around

17
WalkingCar-Dependent
11
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

5/10
Congress Middle SchoolGrades 6-80.4 mi
9/10
Park Hill High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Free-Standing Electric Oven,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Features: Shower Over Tub,Vinyl
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Luxury Vinyl
  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Pantry,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Thermal Windows,Wood Frames
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 468
  • Finished area above ground: 1,813

Great Room

  • Features: Ceiling Fan(s),Luxury Vinyl
  • Level: Main

Half Bath

  • Features: Laminate Counters
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,281
  • Total interior livable area: 2,281 sqft

Kitchen

  • Features: Ceiling Fan(s),Laminate Counters,Pantry
  • Level: Main

Laundry

  • Features: Laminate Counters
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Shower Over Tub,Walk-In Closet(s)
  • Level: Second

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second

Property

Details

  • Parcel number: 201011400010006000

Features

  • Patio & porch: Deck,Patio,Porch
  • Fencing: Wood

Lot

  • Lot size: 0.40 Acres
  • Features: City Lot,Corner Lot
  • Lot size dimensions: 41 x 44 x 17 x 71 x 89 x 133 x 180

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$218$2,616
Property Taxes $303$3,636
Electricity $174$2,090
Total$2,464$29,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,480/yr
40% on housing$73,920/yr
45% on housing$65,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 64152$242
Platte County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 64152$182
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$340,000
2026-07-28Listed for sale$350,000
2025-04-16Sold--
2025-03-12Pending sale$325,000
2025-03-04Listed for sale$325,000
2021-12-08Listing removed--
2021-11-18Price change$1,575
2021-11-03Price change$1,625
2021-10-19Listed for rent$1,725
2020-04-11Listing removed$1,395
2020-03-21Price change$1,395
2020-02-19Price change$1,595
2020-01-24Price change$1,625
2019-11-23Listed for rent$1,595
2017-04-12Listing removed$1,595
2017-02-22Listed for rent$1,595
2016-06-02Sold--
2016-05-05Price change$121,660
2016-04-16Listed for sale--
2016-01-26Listing removed$179,900
2015-09-19Price change$179,900
2015-08-25Price change$182,500
2015-07-30Price change$185,000
2015-07-22Listed for sale$190,000

For Sale by Agent

AgentLin Van Meter
BrokerageRE/MAX Innovations

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