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112 Mariners Way, Cambridge, MD, 21613

5beds
3baths
2,226sqft
$390,000
$175price/sqft
$3,032/moest. monthly cost
$121,280/yrincome needed

About This Home

Welcome to 112 Mariners Way, a stunning 5-bedroom, 2.5-bath home in the desirable Waterford Estates community. Built in 2022, this residence feels like new and offers modern living with thoughtful design. Inside, you’ll find a spacious layout that’s perfect for both everyday living and entertaining. The attached garage adds convenience, while the large primary suite and four additional bedrooms provide plenty of space for family or guests.Enjoy the outdoors on this .23-acre lot backing to trees for added privacy. The fully fenced backyard with a vinyl privacy fence is ideal for children, pets, and gatherings. With its prime location in a sought-after neighborhood, just minutes from Cambridge amenities and water access, this home is a must-see!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Washer,Dryer,Refrigerator,Cooktop,Electric Water Heater

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area above ground: 2,226

Great Room

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,226
  • Total interior livable area: 2,226 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 1007220669
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks
  • Fencing: Privacy,Vinyl

Lot

  • Lot size: 10,038 sqft
  • Features: Backs to Trees

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$204$2,448
Property Taxes $573$6,876
Electricity $283$3,403
Total$3,032$36,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,954/yr
40% on housing$90,960/yr
45% on housing$80,853/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$153
Dorchester County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-18Listed for sale$390,000
2022-11-22Sold$309,940
2022-11-01Pending sale$308,940
2022-08-24Listed for sale$308,940
2022-08-12Sold$309,940
2022-07-07Pending sale$390,940
2022-07-02Price change$308,940
2022-06-24Listed for sale$309,990
2022-04-27Sold$35,000
2022-02-01Pending sale$314,940

For Sale by Agent

AgentVal Brown
BrokerageColdwell Banker Realty

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