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10905 Broadacre Dr, Holts Summit, MO, 65043

4beds
3baths
2,889sqft
$495,000
$171price/sqft
$3,303/moest. monthly cost
$132,120/yrincome needed

About This Home

Welcome to your private retreat sitting on a large 0.7 acre lot. This custom home boasts 1,962 square feet on the main floor! Designed with both style and function in mind, this 4 bed, 3 bath home offers a split bedroom layout and an open concept. You will love the living room, featuring a vaulted ceiling and expansive windows that fill everything with natural light, creating a welcoming space. The chef's kitchen is waiting for your meal time cooking, complete with a tile backsplash, large center island, custom cabinets and granite countertops that are both beautiful and durable. It's the perfect space for preparing meals and entertaining guests. The primary bedroom offers an ensuite bathroom with dual vanities, a beautiful tiled shower, and a walk-in closets. Convenient main level laundry room makes daily chores convenient and easy. The finished lower level adds versatility to the home with a nice family room, an additional full bathroom and 4th bed, ideal for guests, a home office or extended family visits. Downstairs includes a third car garage, offering extra storage space for hobbies and recreation or a workshop area. Enjoy outdoor living with a large covered deck for relaxing and a covered patio that overlooks the fenced backyard. All this waiting for your family and friends to gather in.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
North Elementary SchoolGrades K-51.3 mi
7/10
4/10

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Walk-In Closet(s)
  • Finished area below ground: 927
  • Finished area above ground: 1,962

Heating & Cooling

  • Heating features: Forced Air,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,889
  • Total interior livable area: 2,889 sqft

Laundry

  • Level: Main

Property

Details

  • Parcel number: 2506.024.000000001.001

Features

  • Levels: One
  • Fencing: Fenced

Lot

  • Lot size: 0.71 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$309$3,708
Property Taxes $272$3,264
Electricity $220$2,647
Total$3,303$39,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,245/yr
40% on housing$99,090/yr
45% on housing$88,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 65043$155
Callaway County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 65043$172
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$489,000
2026-07-23Listed for sale$495,000
2025-03-14Sold--
2025-01-29Pending sale$485,900
2024-11-18Price change$485,900
2024-10-15Price change$499,900
2024-09-26Price change$517,700
2024-09-05Listed for sale$528,300

For Sale by Agent

AgentJeff Radmer
BrokerageReece & Nichols Mid Missouri

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