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1194 Holly St, Fredericksburg, VA, 22405

4beds
4baths
2,565sqft
$499,900
$195price/sqft
$3,297/moest. monthly cost
$131,880/yrincome needed

About This Home

UNDER CONSTRUCTION - FINISHED LOWER LEVEL - IN LAW SUITE - KITCHENETTE - 2 BACK DECKS - PUBLIC WATER/ SEWER - AVAILABLE LATE JUNE, 2026 - Experience modern living with the Brand New HARDY, by Foundation Homes. This classic Colonial masterpiece blends timeless design with modern craftsman touches, offering an unparalleled living experience. This home offers three finished levels with a walk-in crawl space, perfect for storing seasonal décor, tools, and extra belongings. Step inside to find a main floor that exudes elegance and practicality, featuring luxury vinyl plank flooring throughout an open-concept living and dining area. The heart of this home is the modern kitchen, boasting white, dovetail soft-close cabinets, sleek stainless steel appliances, and exquisite quartz countertops. Venture upstairs to the private sanctuary of the master bedroom, complete with an ensuite bath and a spacious walk-in closet Additionally, two generously sized bedrooms offer ample closet space, along with the laundry room, for added convenience. This home will have a fully finished lower level that will encompass a living room, a bedroom, full bath, and a kitchenette, perfect for the in-laws or guests . LOCATION!!! Ideally located in the Falmouth area of Stafford County, this home will provide easy access to I-95, Route 1, Central Park, downtown Fredericksburg, the Fredericksburg Train Station, and Leeland Rd VRE, making commuting, parks, shopping, and dining effortlessly accessible. Seize this fantastic opportunity at an unbeatable price; this one won't last long!!!! Note: ***Photos are examples of the home under construction, but not exact. Please see chosen selections in Documents for exact choices.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,Vinyl Siding,Frame

Other

  • Builder model: Hardy
  • Builder name: Foundation Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Cooktop,Microwave,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Hookup,Upper Level,Washer/Dryer Hookups Only,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Exterior Entry,Heated,Improved,Interior Entry,Windows

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Open Floorplan,Kitchenette,Primary Bath(s),Pantry,Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),Dining Area,Kitchen Island,Dry Wall
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,565

Great Room

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,565
  • Total interior livable area: 2,565 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Laundry

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Storage Room

  • Level: Main

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 54D 5E 15
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$142$1,704
Property Taxes $381$4,572
Electricity $247$2,964
Total$3,297$39,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,040/yr
40% on housing$98,910/yr
45% on housing$87,920/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$242
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$539,900
2024-05-07Sold$32,000
2007-03-09Sold$190,000

New Construction

AgentEmily Schroeder
BrokerageMacDoc Property Mangement LLC

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