See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

146 Laguna Bay Drive, Jacksonville, NC, 28540

5beds
6baths
5,737sqft
$1,925,000
$336price/sqft
$12,942/moest. monthly cost
$517,680/yrincome needed

About This Home

Experience the perfect blend of luxury, comfort, and waterfront living in this stunning 5-bedroom, 5.5-bath custom home, ideally located in a gated community in the heart of downtown Jacksonville, NC! Thoughtfully designed with both elegance and functionality in mind, this home showcases impeccable décor, high-end finishes, and beautifully curated spaces throughout. Nearly every room captures breathtaking water views, creating a serene and picturesque backdrop for everyday living. The expansive floor plan offers exceptional versatility, featuring a private home gym, a spacious home office, a second family room, a dedicated recreation room, and a fully equipped home theater--perfect for entertaining or relaxing in style. Step outside to enjoy deep water access on two sides of the community, along with a large private dock complete with two boat lifts and a convenient waterside kitchen area--ideal for hosting gatherings or enjoying life on the river. Whether you're seeking refined indoor living, incredible outdoor amenities, or simply a peaceful retreat with unmatched views, this property delivers it all. This is waterfront living at its finest--too many exceptional features to list. Schedule your private showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Blue Creek ElementaryGrades K-52.3 mi
2/10
Southwest MiddleGrades 6-82.2 mi
3/10
Southwest HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Other,Slab,Pilings
  • Roof: Metal
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Built-In Gas Oven,See Remarks,Washer,Refrigerator,Dryer,Disposal,Dishwasher,Tankless Water Heater,Gas Range
  • Laundry features: Laundry Room

Bedroom2

  • Level: Third

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedroom5

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Family Room

  • Level: First

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Whole-Home Generator,Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen,Gas Log,Walk-In Closet(s)
  • Flooring: Tile,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Great Room

  • Level: Second

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,737
  • Total interior livable area: 5,737 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Third

Master Bedroom

  • Level: Second

Media Room

  • Level: First

Office

  • Level: Third

Other

  • Level: First

Sunroom

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 341b99.2
  • Zoning: Residential
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck,Patio,Screened,Front Porch,Rear Porch
  • Exterior features: Outdoor Grill
  • Fencing: Partial,Vinyl
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Bulkhead,Waterfront,Water Access Comm,Water Depth 4+
  • Frontage type: River
  • Living area range: 5500 - 5999

Lot

  • Lot size: 0.58 Acres
  • Features: Cul-De-Sac,Boat Dock,Boat Lift,Bulkhead,Deeded Waterfront,Navigable Water,Water Access Comm,Water Depth 4+
  • Lot size dimensions: IRREGULAR

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Garage Door Opener,Paved,Garage6
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,733$116,796
Home Insurance *$788$9,456
Property Taxes $1,887$22,644
Electricity $534$6,412
Total$12,942$155,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$443,725/yr
40% on housing$388,260/yr
45% on housing$345,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 28540$158
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28540$166
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$1,925,000
2026-04-01Listed for sale$2,100,000
2008-08-25Sold$219,000

For Sale by Agent

AgentChristina Tompkins
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

Similar Homes