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621 County Road 484, Stephenville, TX, 76401

4beds
3baths
2,616sqft
$539,000
$206price/sqft
$3,972/moest. monthly cost
$158,880/yrincome needed

About This Home

Located just outside of Stephenville, enjoy the luxury of country living just minutes from town in this spacious 4 bedroom, 3 bath home offering 2,616 square feet and an abundance of built-ins for exceptional storage throughout. The inviting interior features a cozy wood burning fireplace, formal dining area, and a well equipped kitchen complete with double ovens, trash compactor, island, and breakfast area designed for both everyday living and entertaining. Recent exterior updates include new siding and fresh paint complemented by cedar shutters and cedar columns that enhance the home’s curb appeal. Situated on 3.17 acres, this property is perfectly set up for horse enthusiasts with two barns including a main barn featuring 6 stalls, 4 runs, automatic waterers, hay and feed storage, and additional pipe already in place for expansion, plus a second shed row barn with 2 stalls. A 40x60 insulated shop with four roll up doors provides excellent workspace or storage, while the calf roping lane or alley adds to the property’s functionality. With ample trailer parking and a circle drive for easy access and maneuverability, this is a rare opportunity to own a well equipped small acreage horse property in a prime location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Central Elementary SchoolGrades PK-K3.0 mi
9/10
6/10
Stephenville High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Double Oven,Dishwasher,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Plumbed For Gas,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 16 x 15

Features

  • Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,Kitchen Island,Cable TV
  • Window features: Shutters
  • Flooring: Carpet,Ceramic Tile,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Insert,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,616 sqft

Kitchen

  • Level: First
  • Dimensions: 16 x 17

Laundry

  • Level: First
  • Dimensions: 21 x 8

Living Room

  • Level: First
  • Dimensions: 20 x 22

Master Bathroom

  • Level: First
  • Dimensions: 8 x 12

Master Bedroom

  • Level: First
  • Dimensions: 16 x 12

Other

  • Level: First
  • Dimensions: 11 x 5

Other

  • Level: First
  • Dimensions: 8 x 7

Property

Details

  • Parcel number: R000032103
  • Horse amenities: Barn,Stable(s)

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Patio,Covered
  • Exterior features: Dog Run,Lighting,Storage
  • Fencing: Barbed Wire,Gate,Pipe,Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 3.17 Acres
  • Features: Acreage,Back Yard,Interior Lot,Lawn,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Electric Gate,Garage,Garage Door Opener,Gravel,Gated,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Wildfire
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$489$5,868
Property Taxes $471$5,652
Electricity $287$3,447
Total$3,972$47,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,182/yr
40% on housing$119,160/yr
45% on housing$105,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 76401$297
Erath County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 76401$192
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Listed for sale$549,999
2020-12-10Sold--
2007-03-16Sold--

For Sale by Agent

AgentBen Tackett
BrokerageMonument Realty

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