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27621 Loyola Ave, Hayward, CA, 94545

3beds
2baths
1,128sqft
$825,000
$731price/sqft
$5,758/moest. monthly cost
$230,320/yrincome needed

About This Home

Owned and loved by one family for over 60 years, this charming, well-maintained single-level home offers comfort, functionality, and inviting indoor-outdoor living in the desirable Glen Eden neighborhood of Hayward. This 3-bedroom, 2-bath residence spans approximately 1,128 square feet on a flat 0.15-acre lot, providing a prime location with room to personalize. Inside, the home features a bright, efficient layout with a cozy kitchen that retains its original character, offering ample cabinetry and a dining area. The living areas are warm and welcoming, enhanced by natural light and a practical flow suited for everyday living. Step outside and the property truly shines. A spacious screened porch serves as a versatile extension of the home—ideal for entertaining, relaxing, or hobbies. The backyard offers a blend of lawn and patio areas, framed by mature landscaping and blooming trees, creating an inviting outdoor setting. Multiple seating areas and garden beds provide opportunities for personalization, entertaining, or relaxed outdoor enjoyment. Additional features include dual-pane windows, a covered front porch with inviting curb appeal, an attached 2-car garage with extended driveway, established landscaping with fruit trees, and a functional and usable side yard. Ideally located near Southgate Elementary and Mt. Eden High School, this home is close to parks, shopping, dining, and everyday conveniences, including Southland Mall. Commuters will appreciate easy access to I-880 and Highway 92, offering a seamless connection throughout the Bay Area.

Getting Around

70
WalkingSomewhat Walkable
40
TransitSome Transit
69
BikeBikeable

Schools

8/10
6/10
Mount Eden High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1957

Materials

  • Foundation: Slab
  • Roof: Composition,Tar/Gravel
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid Century Modern
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Dryer,Washer,Gas Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Florida/Screen Room
  • Window features: Skylight(s)
  • Flooring: Linoleum,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Features: Gas Range/Cooktop,Refrigerator,Skylight(s)

Property

Details

  • Parcel number: 4556811
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced,Wood

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Back Yard,Front Yard,Landscaped,See Remarks,Side Yard,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$126$1,512
Property Taxes $1,063$12,756
Electricity $398$4,786
Total$5,758$69,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,417/yr
40% on housing$172,740/yr
45% on housing$153,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$731This listing

vs Other Active Listings

Avg $/sqft

ZIP 94545$387
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94545$601
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$825,000
2026-05-04Listed for sale$825,000

For Sale by Agent

AgentMatthew McLeod
BrokerageDudum Real Estate Group

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