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27492 Ponderosa Ct, Hayward, CA, 94545

3beds
2baths
1,254sqft
$680,000
$542price/sqft
$4,634/moest. monthly cost
$185,360/yrincome needed

About This Home

Welcome Home to This Beautiful 3-Bedroom Townhouse in a Highly Desirable Hayward Neighborhood! Move right in to this stylish and well-maintained townhouse featuring a modern kitchen with Corian countertops, ample cabinetry, and newer appliances (only 3.5 years old). Enjoy luxury hardwood flooring, fresh interior paint, and double-pane windows with custom blinds throughout. The home includes two assigned, covered carport spaces conveniently located behind the unit, with direct access through the private rear patio perfect for relaxation or entertaining. Located in a centrally situated community, this home offers excellent commuter access to I-880 and Hwy 92/San Mateo Bridge. Its just minutes from shopping centers, Costco, Southland Mall, Chabot College, hospitals, restaurants, and local parks. With no rental restrictions and a low HOA, this property is an incredible opportunity for first-time buyers or investors alike. Don't miss out this one wont last!

Getting Around

62
WalkingSomewhat Walkable
40
TransitSome Transit
66
BikeBikeable

Schools

5/10
6/10
Mount Eden High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Other
  • Roof: Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Bathroom

  • Features: Bidet, Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4560036066
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 1,056 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$104$1,248
Property Taxes $694$8,328
Electricity $398$4,786
Total$4,634$55,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,880/yr
40% on housing$139,020/yr
45% on housing$123,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 94545$389
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94545$601
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$680,000
2026-03-30Listed for sale$685,000
2026-03-20Contingent$685,000
2026-02-27Listed for sale$685,000
2026-01-30Listing removed$685,000
2026-01-07Price change$685,000
2025-11-07Listed for sale$688,000
2023-08-11Sold$705,000
2023-08-03Pending sale$720,000
2023-07-18Contingent$720,000
2023-05-31Price change$720,000
2023-05-03Listed for sale$699,000
2022-05-13Sold$720,000
2022-04-18Listed for sale$678,000

For Sale by Agent

AgentJennifer Tan
BrokerageAlliance Bay Realty

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