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2584 Phelan Ave, Hayward, CA, 94545

4beds
2baths
1,649sqft
$999,900
$606price/sqft
$6,626/moest. monthly cost
$265,040/yrincome needed

About This Home

Welcome Home to this newly renovated 4-bedroom, 2-bath home with a bonus room and a 2-car garage. Enjoy a great location in a private setting with no rear neighbors. The home features a newer roof with added vents and fans, a new water heater, newly remodeled bathrooms and kitchen, updated flooring, and an upgraded kitchen with a spacious floor plan ready for your personal vision. Step outside to a large backyard with no rear neighbors, and enjoy your morning coffee from the second-story deck. You'll also have very easy commuter access to the 92 and 880 freeways, plus close proximity to shopping, Kaiser Hospital, Costco, Mount Eden High School, Chabot College, and a neighborhood park. This is a must-seehurry, this home won't last!

Getting Around

62
WalkingSomewhat Walkable
37
TransitSome Transit
51
BikeBikeable

Schools

5/10
6/10
Mount Eden High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Interior Area

  • Total structure area: 1,649
  • Total interior livable area: 1,649 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 4560042035
  • Special condition: Standard

Lot

  • Lot size: 6,784 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Side By Side,On Site (Single Family Only)
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Drought
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$153$1,836
Property Taxes $1,019$12,228
Electricity $398$4,786
Total$6,626$79,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,177/yr
40% on housing$198,780/yr
45% on housing$176,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$606This listing

vs Other Active Listings

Avg $/sqft

ZIP 94545$383
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94545$601
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$999,900
2021-09-23Sold$975,000

For Sale by Agent

AgentJohn Tabaloc
BrokerageeXp Realty of California, Inc

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