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82445 Murray Canyon Dr, Indio, CA, 92201

2beds
2baths
1,622sqft
$624,900
$385price/sqft
$4,564/moest. monthly cost
$182,560/yrincome needed

About This Home

Located behind the guard gates, Trilogy at the Polo Club is an active adult community (55+). This well-located Monaco floor plan features a large courtyard entry finished in pavers, perennial flower beds and Ficus for privacy. This well-maintained home features unobstructed Santa Rosa mountain views from the Great Room, Den and Primary Bedroom. The front courtyard and kitchen capture views of the San Bernardino mountains. The large south facing backyard is finished in pavers & planters including a covered patio with ceiling fan and gas BBQ connection. Enjoy the palm trees illuminated at night with no homes behind to obstruct the mountain views. The Polo Club venue includes June Hill's Table restaurant & bar, coffee bar, resort pool, lap pool, jacuzzi, tennis & pickle ball courts, card room, golf simulator, billiards, fitness center, banquet facilities and artisan studio. The Polo Club homes are designed by Bassenian Lagoni architects with contemporary elevations, sited on curve linear streets, beautiful lake, illuminated walking trails and pocket parks featuring a putting green, bocce ball court, chess game among others. The Monaco floor plans include an entry foyer with side window and coat closet. The Great Room includes a ceiling fan and dining space, and adjacent flexible den with unobstructed mountain views. LED ceiling can lights are throughout the house. Designer electronic shades in the Great Room and Den. The Primary bedroom enjoys unobstructed mountain views, a ceiling fan and ensuite bathroom with dual vanity with quartz top and walk in closet. The Secondary bedroom includes a ceiling fan and adjacent bathroom with tub/shower. The kitchen includes granite counter tops with an island, under cabinet lighting and separate breakfast room with curved linear windows overlooking the front courtyard. The kitchen is equipped with upgraded GE appliances. The laundry room includes side by side washer & dryer with upper cabinets. A tankless hot water heater is in the 2-car garage with plenty room for storage. The flooring is porcelain tile throughout with carpeting in the bedrooms.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Plaster,Stucco

Other

  • Builder model: Monaco
  • Builder name: Shea Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Ice Maker,Microwave,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Vented Exhaust Fan,Water To Refrigerator

Bathroom

  • Features: Low Flow Plumbing Fixtures,Separate Shower,Tile Counters,Tub Shower,Vanity

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Breakfast Area,Separate/Formal Dining Room,High Ceilings,Recessed Lighting,Primary Suite,Walk-In Closet(s)
  • Window features: Double Pane Windows,Screens
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,622 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 779210005
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Block
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 5,663 sqft
  • Features: Back Yard,Close to Clubhouse,Front Yard,Landscaped,Near Park,Planned Unit Development,Sprinklers Timer,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Driveway,Garage,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$150$1,800
Property Taxes $857$10,284
Electricity $398$4,786
Total$4,564$54,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,480/yr
40% on housing$136,920/yr
45% on housing$121,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 92201$209
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92201$306
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$624,900
2026-02-20Price change$634,900
2026-01-22Price change$644,900
2025-03-02Listed for sale$649,000
2020-07-15Sold$390,000
2020-06-02Pending sale$390,000
2020-05-07Listed for sale$390,000
2018-10-09Sold$365,000

For Sale by Agent

AgentSteve Kealer
BrokerageBennion Deville Homes

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