115 4th St S, Gaylord, MN, 55334
About This Home
Classic, move-in ready 2-bedroom rambler offering true single-level living with smart updates throughout. Inside you’ll find spacious living and dining areas, updated LVP flooring, and a refreshed kitchen featuring newer cabinetry. Both bedrooms and a full bath are conveniently located on the main level. The lower level provides excellent potential for future finished space, while the walk-up attic offers abundant, easily accessible storage. Outside, enjoy a fully fenced yard—ideal for pets, play, or entertaining—plus a 16x22 detached garage with alley access and an additional utility shed for extra storage. A clean, functional home with room to grow—perfect for a first-time buyer, downsizer, or investor.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Partial,Unfinished
Bedroom
- Level: Main
- Area: 140
- Dimensions: 14x10
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 1
- 1/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 165
- Dimensions: 15x11
Features
- Finished area below ground: 0
- Finished area above ground: 932
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,864
- Total interior livable area: 1,864 sqft
Kitchen
- Level: Main
- Area: 112
- Dimensions: 14x8
Living Room
- Level: Main
- Area: 165
- Dimensions: 15x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 320356000
- Zoning description: Residential-Single Family
- Foundation area: 932
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: Chain Link
Lot
- Lot size: 6,969 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 50 x 142
Parking
- Total spaces: 2
- Parking features: Attached,Detached Garage,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Drought
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Sibley County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $92 | $1,104 |
| Electricity | $170 | $2,050 |
| Total | $1,082 | $12,984 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $172,500 |
| 2022-02-15 | Contingent | $158,900 |
| 2022-01-20 | Price change | $158,900 |
| 2021-12-01 | Price change | $164,900 |
| 2021-11-17 | Price change | $169,900 |
| 2021-11-09 | Listed for sale | $179,000 |
| 2018-08-24 | Sold | $88,000 |
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