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15 Full Cir, Spring Hope, NC, 27882

2beds
2baths
1,071sqft
$299,000
$279price/sqft
$2,011/moest. monthly cost
$80,440/yrincome needed

About This Home

Escape to the country with this unique property featuring two separate lots--each with its own well and septic--totaling just over 4 acres of opportunity. The main home has been thoughtfully updated and is completely move-in ready, offering comfort and peace of mind from day one. The second lot includes a single-wide home that's ready for occupancy, along with a versatile barn ideal for family gatherings, game nights, entertaining, or even a workshop space. With two camper electrical hookups already in place, this property is perfectly suited for guests or additional recreational use. Enjoy wide-open space for gardening, hosting family events, or simply soaking in the tranquility of your own private oasis. Opportunities like this don't come around often--don't miss your chance to own this one-of-a-kind country retreat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Edward Best ElementaryGrades PK-54.6 mi
3/10
Bunn MiddleGrades 6-86.4 mi
3/10
Bunn HighGrades 9-126.7 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,071

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,071
  • Total interior livable area: 1,071 sqft

Property

Details

  • Parcel number: 014938,014937
  • Zoning: FCO AR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 4.12 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Winter Weather

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$142$1,704
Property Taxes $158$1,896
Electricity $200$2,405
Total$2,011$24,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,948/yr
40% on housing$60,330/yr
45% on housing$53,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 27882$183
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27882$169
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$350,000
2026-03-08Pending sale$350,000
2026-02-26Listed for sale$350,000

For Sale by Agent

AgentMike Rowe
BrokerageRE/MAX Reliance

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