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32684 Mirabella Dr, Union City, CA, 94587

4beds
3baths
2,283sqft
$1,498,000
$656price/sqft
$9,949/moest. monthly cost
$397,960/yrincome needed

About This Home

Spacious 4-bedroom, 3-bathroom single-family home with approximately 2,283 sq ft of living space, located in a desirable neighborhood in Union City. Built in 1998, this well-maintained home offers a functional floor plan, generous living areas, and a rare combination of size and value in todays market. The home features a bright and open layout, ideal for both everyday living and entertaining. Convenient ground-floor bedroom and full bath, ideal for multi-generational living or guest privacy. Enjoy the benefits of no HOA, offering greater flexibility and lower monthly carrying costs. The attached 2-car garage adds convenience and additional storage space. Conveniently located with easy access to I-880 and the Dumbarton Bridge, providing a commuter-friendly location to Fremont, Silicon Valley, and the Peninsula. Close to shopping, dining, parks, and local amenities. This property presents a strong opportunity for buyers seeking a spacious home, newer construction, and long-term value in Union City.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
4/10
8/10
James Logan High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Microwave,Gas Oven,Oven/Range

Bathroom

  • Features: Tile, Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastNook, DiningArea

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,283
  • Total interior livable area: 2,283 sqft

Kitchen

  • Features: Countertop_Other, Pantry

Property

Details

  • Parcel number: 4750179052
  • Zoning: Residencial
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 4,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,574$90,888
Home Insurance *$164$1,968
Property Taxes $1,722$20,664
Electricity $489$5,874
Total$9,949$119,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,108/yr
40% on housing$298,470/yr
45% on housing$265,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 94587$526
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94587$803
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,498,000
2016-12-20Sold$995,000
2016-11-22Price change$995,000
2016-11-12Listed for sale$945,000
2012-04-27Sold$640,000
2012-03-10Listed for sale$638,888
1998-10-09Sold$361,000

For Sale by Agent

AgentBen Jiang
BrokerageGoodview Financial & Real Estate

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