See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

131 Farmhouse Ct, Stephenson, VA, 22656

4beds
4baths
3,991sqft
$699,900
$175price/sqft
$4,339/moest. monthly cost
$173,560/yrincome needed

About This Home

Beautiful Home with Handicap Accessible features providing comfort and independent living. Main level offers a large window that fills the home with natural light and a primary suite with handicap accessible features as well as a large custom-made walk-in closet. Hardwood floors flow throughout most of the main level, adding warmth and timeless appeal. The kitchen showcases white cabinetry and stylish pendant lighting, creating a bright and welcoming space for entertaining. From the family room, step out onto a large, private deck, backing to trees and perfect for relaxing or entertaining. Upstairs, you will find a wide hallway taking you to two large bedrooms and a full bathroom. At the lower level you will find a fourth bedroom and a full bath, large recreation room and a walk-out to a stone patio. The home is ideally situated near the end of a quiet cul-de-sac, offering added privacy and minimal traffic.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Jordan Springs ElementaryGrades PK-50.5 mi
3/10
James Wood Middle SchoolGrades 6-85.3 mi
6/10
James Wood High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Dryer,Exhaust Fan,Ice Maker,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Windows,Interior Entry

Bathroom1

  • Features: Bathroom - Walk-In Shower,Soaking Tub
  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Bedroom1

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Pantry,Other,Walk-In Closet(s),Recessed Lighting,Dining Area
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 706
  • Finished area above ground: 3,285

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,584
  • Total interior livable area: 3,991 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features,Roll-in Shower,Accessible Doors,Mobility Improvements,Other

Details

  • Parcel number: 44E1746
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$141$1,692
Property Taxes $275$3,300
Electricity $384$4,613
Total$4,339$52,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,765/yr
40% on housing$130,170/yr
45% on housing$115,706/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 22656$178
Frederick County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 22656$206
Frederick County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$699,900
2022-05-31Sold$576,000
2022-04-21Pending sale$575,000
2022-04-20Listed for sale$575,000
2018-09-04Sold$498,165
2018-04-11Sold$170,000

For Sale by Agent

AgentCarmen Perry
BrokerageLong & Foster Real Estate, Inc.

Similar Homes