2610 County Road 369, Cullman, AL, 35057
About This Home
Smith Lake living at its finest! If you've been dreaming of a lake home with room to spread out, privacy, convenience, and year-round water, this incredible Cullman-side property is one you won't want to miss. Located just 8 miles from I-65 and the Good Hope Exit 304, this 5-bedroom, 3.5-bath home offers over 3 acres, a finished basement with poured walls and safe room to FEMA specs, a 3-car garage, full 624 sq ft apartment, Generac generator with transfer switch, and ample level parking. But wait, there's more! Enjoy minimal steps to the water, a convenient cart path to the lake, and a double-slip boat dock—making lake days easy and enjoyable. Whether you're looking for a full-time residence, weekend retreat, or space for family and guests, this property offers the perfect blend of comfort, functionality, and true Smith Lake life! This is the kind of lake property people wait for—space, privacy, convenience, year-round water, incredible amenities, and easy access to I-65!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Standard,Updated/Remodeled
- Year built: 2014
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Stainless Steel Appliance(s),Tankless Water Heater
- Laundry features: Laundry Room,Main Level
Basement
- Area: 1650
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Concrete,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Bar,Breakfast Bar,Ceiling - Smooth,Ceilings-Beamed,Vaulted Ceiling(s),Counters - Solid Surface,Granite Counters,Crown Molding,Double Vanity,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bedroom Main,Primary Shower & Tub,Recessed Lighting,Storage,Tile Shower,Soaking Tub,Utility Sink,Walk-In Closet(s)
- Flooring: None
- Number of fireplaces: 2
- Fireplace features: Den,Family Room,Gas Log,Insert
- Fireplace: Yes
- Attic: Permanent Stairs,Storage
- Finished area below ground: 1,650
- Finished area above ground: 2,289
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 3,939
- Total interior livable area: 3,939 sqft
Property
Details
- Parcel number: 2108330001003.014
- Zoning: None
- Other equipment: Generator
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck,Patio,Rear Porch,Other
- Exterior features: Boat Slip,Dock,Private Yard,Rain Gutters
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Boat House,Lake,Lake Front,Lake Privileges
- Waterbody name: Smith Lake
Lot
- Lot size: 3.28 Acres
- Features: Gentle Sloping,Interior Lot,Level,Private,Views
- Lot size dimensions: 3.28 Acres M/L
Parking
- Total spaces: 3
- Parking features: Additional Parking,Driveway,On Site
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,591 | $103,092 |
| Home Insurance * | $1,315 | $15,780 |
| Property Taxes | $2,433 | $29,196 |
| Electricity | $440 | $5,289 |
| Total | $12,779 | $153,348 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $1,699,000 |
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