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4625 Ruth Way, Union City, CA, 94587

5beds
3baths
2,138sqft
$1,470,000
$688price/sqft
$11,108/moest. monthly cost
$444,320/yrincome needed

About This Home

OVER 20K UNDER APPRAISED VALUE!!! Come check out the newest upgrades to this home. The sellers listened to the feedback and added a shower to the downstairs guest bathroom. They also updated the upstairs with removal of the popcorn ceiling brand new texture, paint, new ceiling fans, hardware and new carpet. The side yard that used to house sheds and storage structures have been removed and now offers an open cemented side yard. The home is priced under the appraised value and the appraisal was performed prior to the upgrades. So if you want a turn key home ready to move in with instant equity this is the home for you. This is 5/6 bedroom home that offers 3 full baths. The addition was added in the late 1970's and was made to be a 6 bedroom home. So with a single wall added you can turn this great home into a 6 bedroom 3 bath home. This is a single owner family home which has been extremely well maintained and upgraded and remodeled. The upstairs offers a full primary bedroom with new paint new fixtures and new carpet also includes a walk in closet with cedar flooring, a remodeled primary bathroom that offers a stand alone shower, single bowl sink, new vanity, new paint, mirror and light fixture. At the top of the stairs offers a very large closet great for extra storage. The extra large 5th bedroom/ 6th bedroom offers 2 large closets and separate entries. This room includes new paint and new fixtures and modern ceiling fans. The downstairs offers a very open floor plan. The double doors open up to the beautiful 2 toned paint, gorgeous LVP flooring, recessed lighting, brand new carpet in the living room and bedrooms, a large family room that flows right into the kitchen. The kitchen offers new cabinetry, an island with marbled quartz counters, pendant lighting, 2 pantry's, new slate appliances and a beautiful view out the kitchen window to the enclosed patio- sunroom and beautifully landscaped back yard. The down stairs primary bedroom offers a walk in closet, sliding glass door that leads to the patio- sunroom, single sink vanity and newer tiled stand alone shower. This home is perfect for entertaining or for a large family. The exterior deck is less than 3 years old and made with composite decking. So it will last for years to come. This home was treasured and loved for several years and is looking for the next family to fill its walls with love and memories.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
James Logan High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Raised Hearth,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),None

Interior Area

  • Total interior livable area: 2,138 sqft

Kitchen

  • Features: Butlers Pantry,Quartz Counter,Kitchen Island,Stone Counters

Property

Details

  • Parcel number: 483100151
  • Zoning description: R1
  • Special condition: Standard

Features

  • Exterior features: Fire Pit

Lot

  • Lot size: 6,198 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear,Private,Curb(s)/Gutter(s),Shape Regular,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,433$89,196
Home Insurance *$161$1,932
Property Taxes $3,056$36,672
Electricity $458$5,501
Total$11,108$133,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,845/yr
40% on housing$333,240/yr
45% on housing$296,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$688This listing

vs Other Active Listings

Avg $/sqft

ZIP 94587$526
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94587$803
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$1,544,000
2026-04-08Price change$1,564,000
2026-01-30Price change$1,590,000
2026-01-13Price change$1,690,000
2025-12-26Price change$1,750,000
2025-12-16Price change$1,888,888
2025-12-06Listed for sale$1,988,888

For Sale by Agent

AgentAngela Gaytan
BrokerageAngela Gaytan Realty

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