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3737 State Highway 704 W, Westfield, NC, 27053

2beds
1baths
1,030sqft
$294,900
$286price/sqft
$2,027/moest. monthly cost
$81,080/yrincome needed

About This Home

Unique riverfront property! 2 bedroom home on over 3 acres with 400 ft. of river frontage. This one has it all including granite countertops, hardwood floors, insulated windows and doors, tankless water heater, and open floor plan. It is the perfect home for either a vacation home, Vrbo or just your own home on the river. Property is layed out perfect for easy access to the river with steps going down to the access and is complete with kayak holders built in and storage room. You will not find a nicer home with river frontage at this price!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
Piney Grove MiddleGrades 6-84.1 mi
2/10
North Stokes HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Range Hood,Electric Water Heater,Tankless Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood
  • Finished area above ground: 1,030

Game Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,030
  • Total interior livable area: 1,030 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6010689355
  • Zoning: Res/Ag
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • On waterfront: Yes
  • Waterfront features: River Access,River Front,River
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 3.31 Acres
  • Features: Cleared,Partially Wooded
  • Lot size dimensions: 1

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Stokes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$161$1,932
Property Taxes $175$2,100
Electricity $200$2,405
Total$2,027$24,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,497/yr
40% on housing$60,810/yr
45% on housing$54,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 27053$310
Stokes County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 27053$163
Stokes County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$299,900
2024-12-18Listing removed$294,900
2024-07-22Price change$294,900
2024-07-15Price change$284,900
2024-06-15Listed for sale$299,000
2020-12-04Sold$139,000
2018-09-20Sold$25,000

For Sale by Agent

AgentJonathan Inman
BrokerageCarolina Farms & Homes - King

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