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31265 Lily St, Union City, CA, 94587

3beds
2baths
1,035sqft
$975,000
$942price/sqft
$7,214/moest. monthly cost
$288,560/yrincome needed

About This Home

Welcome to the fully updated “West Side Une” listing of Union City. This beautifully renovated home has been thoughtfully modernized with no corner left untouched, blending contemporary design with everyday comfort. Step inside to discover antimicrobial and waterproof white oak style LVP flooring flowing seamlessly throughout the home. The stunning kitchen is the centerpiece, featuring elegant two tone cabinetry, Tajmahal quartz stone countertops, and a full suite of stainless steel LG appliances that combine style and performance. Both bathrooms have been updated with modern finishes that create a clean and sophisticated feel. Major improvements include a brand new roof and central heating and air conditioning. Updates were completed with permits, providing added confidence and peace of mind. Outside, enjoy low maintenance landscaping designed for easy upkeep, highlighted by a newly planted cherry blossom tree with an automatic drip irrigation system. Perfectly located, this home offers exceptional convenience. Enjoy walking distance to local elementary and middle schools, nearby shops, and a variety of restaurants. Commuters will appreciate the quick and easy access to major freeways, making travel throughout the Bay Area simple.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
8/10
James Logan High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Modern/High Tech
  • Property subType: Residential,Duet

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Hookups Only,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Updated Kitchen
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,035
  • Total interior livable area: 1,035 sqft

Kitchen

  • Features: Stone Counters,Electric Range/Cooktop,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 48311347
  • Attached to another structure: Yes
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: No Steps to Entry
  • Pool features: None
  • Exterior features: Unit Faces Street

Lot

  • Lot size: 4,356 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$107$1,284
Property Taxes $1,779$21,348
Electricity $398$4,786
Total$7,214$86,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,337/yr
40% on housing$216,420/yr
45% on housing$192,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$942This listing

vs Other Active Listings

Avg $/sqft

ZIP 94587$528
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94587$803
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$975,000
2026-04-23Listed for sale$998,880
2025-12-13Sold$700,000

For Sale by Agent

AgentPatricio Onquit, Intero Real Estate Services
BrokerageIntero Real Estate Services

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