705 Waterfront Rd, Troy, MT, 59935
About This Home
Looking for that Family compound, Family get-a-way, or Vacation Rentals for that extra income. This level 0.675 acres is the perfect spot. Within walking distance to the Kootenai River, Boat Launch, and millions of acres of USFS access. End of road and next to County Property. Two tiny homes, 14x16 & 16x20, also a 12x28 covered RV Storage/Parking. All have power, water to front cabin and available to hook up to second. Septic is installed. RV spot has power, water and sewer hookup. 10x12 storage shed. Gazebo with firepit, Horseshoe pit. Lots of possibilities for this location. Close to Troy but end of road privacy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan,Additional Living Quarters
- Finished area below ground: 0
Heating & Cooling
- Heating features: Wood Stove
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 240 sqft
Property
Details
- Parcel number: 56439127206020000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered
- Exterior features: Fire Pit,RV Hookup,Storage
- Fencing: Other
- Has view: Yes
- View description: Meadow,Mountain(s),Valley,Trees/Woods
- Topography of land: Level
- Horses can be raised: Yes
Lot
- Lot size: 0.68 Acres
- Features: Corners Marked,Meadow,Secluded,Level
Parking
- Total spaces: 1
- Parking features: Additional Parking,RV Access/Parking
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Wildfire
- Avalanche
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance | $128 | $1,536 |
| Property Taxes | $80 | $960 |
| Electricity | $151 | $1,812 |
| Total | $1,769 | $21,228 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $279,000 |
View on Zillow