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22704 Fatty Creek Rd, Bigfork, MT, 59911

1beds
1baths
935sqft
$750,000
$802price/sqft
$4,795/moest. monthly cost
$191,800/yrincome needed

About This Home

Experience Montana living at its finest in the heart of the Swan Valley. This exceptional property features a beautifully crafted timber-frame main home showcasing quality craftsmanship, rustic elegance, and timeless mountain character. A charming guest cabin provides additional space for visitors, rental potential, or a private retreat. Bordering public lands that provide quick access right to the Swan River, the property offers immediate access to endless outdoor recreation, with walking access to fishing on the Swan River and Cedar Creek right from the house. Offering countless opportunities for hiking, hunting, and exploring Montana's wilderness. Relax in the sauna after a day outdoors and enjoy stunning mountain and valley views from this peaceful setting. With easy year-round access and a rare combination of privacy, recreation, and craftsmanship, this property embodies the very best of Montana Living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Salmon Prairie SchoolGrades PK-88.2 mi
6/10
Seeley-Swan High SchoolGrades 9-1243.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Poured
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace,Open Floorplan,Sauna,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Propane,Radiant Floor,Wood Stove

Interior Area

  • Total interior livable area: 935 sqft

Property

Details

  • Parcel number: 15335319201010000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Rear Porch,Enclosed,Screened
  • Exterior features: Fire Pit,Garden,Storage,Propane Tank - Leased
  • Has view: Yes
  • View description: Meadow,Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true

Lot

  • Lot size: 1.90 Acres
  • Features: Bluff,Back Yard,Front Yard,Garden,Meadow,Secluded,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Wildfire
Avalanche
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance $682$8,184
Property Taxes $170$2,040
Electricity $151$1,812
Total$4,795$57,540

Income You'd Need if You Spent...

35% on housing$164,400/yr
40% on housing$143,850/yr
45% on housing$127,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$802This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$525
Lake County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$750,000
2026-06-18Listed for sale$775,000
2020-12-30Sold--

For Sale by Agent

AgentMatt David Ernst
BrokeragePureWest Real Estate - Kalispell

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