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969 Prospect Ave, Santa Rosa, CA, 95409

4beds
3baths
2,119sqft
$788,888
$372price/sqft
$5,417/moest. monthly cost
$216,680/yrincome needed

About This Home

Nestled in the heart of Rincon Valley with good schools, this beautifully designed newer-construction single family home offers approximately 2,100 square feet of modern living space filled with natural light & thoughtful upgrades throughout. Fresh new interior paint complimenting the spacious main living area features soaring ceilings & oversized windows, creating a bright & welcoming atmosphere. The chef-inspired kitchen is the centerpiece of the home, boasting abundant cabinetry, quartz countertops, a large center island, a full pantry, a Bosch gas range, stainless steel appliances. An additional dining & living area flows seamlessly from the kitchen & opens to a low-maintenance backyard complete with a patio perfect for entertaining or relaxing outdoors. Upstairs, you'll find New LVP floors throughout with four generously sized bedrooms, a versatile den (5th bedroom) & two full bathrooms. The primary suite featuring a walk-in closet and a spa-like bathroom with dual vanities, a soaking tub, a frameless glass shower, and a separate walk-in closet. Other highlights include a dedicated laundry room with washer/dryer, a large linen closet, a tankless water heater & two-car tandem garage. Close to Montgomery Village Shopping, Annadel State Park & Spring West Park Campground.

Getting Around

69
WalkingSomewhat Walkable
24
TransitMinimal Transit
61
BikeBikeable

Schools

5/10
9/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Microwave,Built In Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Upper Floor

Bathroom

  • Features: Bidet, PrimaryStallShowers, PrimarySunkenTub, ShowerandTub, Tile, HalfonGroundFloor

Bedroom

  • Features: WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom, EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,Walk-In Closet(s)
  • Flooring: Tile,Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,119
  • Total interior livable area: 2,119 sqft

Kitchen

  • Features: IslandwithSink, Pantry

Property

Details

  • Parcel number: 182600012
  • Attached to another structure: Yes
  • Zoning: R1-8
  • Special condition: Standard

Features

  • Stories: 2
  • Exterior features: Back Yard,Fenced
  • Fencing: Back Yard

Lot

  • Lot size: 3,661 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$234$2,808
Property Taxes $740$8,880
Electricity $454$5,452
Total$5,417$65,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,725/yr
40% on housing$162,510/yr
45% on housing$144,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 95409$343
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95409$438
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$788,888
2026-06-10Listed for sale$788,888
2025-02-28Listing removed$3,650
2025-02-20Price change$3,650
2025-02-16Listed for rent$3,750
2025-02-11Listing removed$3,725
2024-12-19Price change$3,725
2024-11-03Listed for rent$3,800
2024-06-14Listing removed--
2024-03-26Price change$3,850
2023-12-28Listed for rent$3,995
2022-02-01Listing removed--
2022-01-03Price change$3,600
2021-12-10Price change$3,750
2021-12-03Listed for rent$3,900
2017-09-29Sold$659,245
AgentJanet Lam
BrokerageIntero Real Estate Services

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