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31 Ladybug Ln, Bozeman, MT, 59718

4beds
5baths
5,265sqft
$2,595,000
$493price/sqft
$14,900/moest. monthly cost
$596,000/yrincome needed

About This Home

Sitting in a peaceful, aspen grove setting, this stunning modern retreat offers a rare blend of architectural sophistication, comfort, and convenience. Thoughtfully designed with clean lines that seamlessly integrate with the surrounding natural beauty, the home is ideally located between Bozeman, Belgrade, and Big Sky making outdoor adventure, dining, and travel easily accessible. Inside, refined modern design is paired with warm, inviting elements throughout. High-end finishes, spa-inspired bathrooms, and expansive living spaces create an atmosphere that feels both elevated and comfortable. A cozy wood-stove fireplace anchors the main living area, providing the perfect gathering space after a day outdoors. With four + bedrooms and four-and-a-half bathrooms, the home offers generous space and privacy for family, guests, or entertaining. Additional features include a light filled office, private fitness room, welcoming laundry room, and versatile bonus spaces suited for a variety of needs. Outdoor living truly sets the vibe, with the spacious backyard designed for both relaxation and play, featuring multiple seating areas, raised garden beds, and in ground trampoline. Unwind under the stars in the rooftop hot tub or sauna to end your day in this one-of-a-kind property.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

8/10
Monforton SchoolGrades 3-51.0 mi
10/10
Monforton 7-8Grades 6-81.0 mi
--
Gallatin High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bedroom,Egress Windows,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area above ground: 3,735

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 5,265
  • Total interior livable area: 5,265 sqft

Property

Details

  • Parcel number: RGF63560
  • Zoning description: RR
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Garden,Sprinkler/Irrigation,Landscaping
  • Fencing: Invisible

Lot

  • Lot size: 1.39 Acres
  • Features: Landscaped,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Avalanche
Earthquake
Hail
Inland Flooding
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,121$157,452
Home Insurance $615$7,380
Property Taxes $803$9,636
Electricity $361$4,338
Total$14,900$178,800

Income You'd Need if You Spent...

35% on housing$510,857/yr
40% on housing$447,000/yr
45% on housing$397,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 59718$358
Gallatin County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 59718$391
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$2,795,000
2026-02-03Listed for sale$2,995,000

For Sale by Agent

AgentClaire Gillam, Berkshire Hathaway - Bozeman
BrokerageBerkshire Hathaway - Bozeman

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