327 Cobalt Ln, Miramar Beach, FL, 32550
About This Home
Tucked away at the end of a quiet cul-de-sac in the desirable gated community of Emerald Bay, this elegant 3BR/3BA single-level home with over 2,000 square feet offers a rare blend of peaceful privacy, thoughtful upgrades, and everyday efficiency. The home was designed with ease of living in mind—from its low-maintenance construction and low utility costs to a smart security system with exterior cameras. Inside, 10-foot ceilings and 5-inch plantation shutters throughout create an airy, upscale ambiance in the primary living areas, while the open-concept layout flows effortlessly from room to room. Whether you're hosting in the spacious living area or enjoying a quiet morning in the dining nook, the floor plan makes the most of every square foot.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2018
Materials
- Construction materials: Siding Brick Some,Trim Wood,Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Refrigerator,Gas Water Heater,Tankless Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 168
- Dimensions: 14 x 12
Bedroom
- Level: First
- Area: 156
- Dimensions: 13 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 204
- Dimensions: 17 x 12
Features
- Breakfast Bar,Crown Molding,Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Woodwork Painted
- Flooring: Hardwood,Tile
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 440
- Dimensions: 22 x 20
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,021
- Total interior livable area: 2,021 sqft
Living Room
- Level: First
- Area: 374
- Dimensions: 22 x 17
Master Bedroom
- Level: First
- Area: 210
- Dimensions: 15 x 14
Property
Details
- Parcel number: 302S21429110000160
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Screened
Lot
- Lot size: 7,840 sqft
- Lot size dimensions: 50 x 142
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,893 | $46,716 |
| Home Insurance * | $981 | $11,772 |
| Property Taxes | $511 | $6,132 |
| Electricity | $203 | $2,440 |
| Total | $5,588 | $67,056 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $794,900 |
| 2026-02-24 | Listed for sale | $799,000 |
| 2025-12-12 | Listing removed | $830,000 |
| 2025-10-07 | Price change | $830,000 |
| 2025-07-29 | Price change | $844,000 |
| 2025-05-20 | Listed for sale | $849,000 |
| 2018-07-31 | Sold | $489,900 |
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