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20501 Fm 521, Wadsworth, TX, 77414

7beds
4baths
1,926sqft
$659,900
$343price/sqft
$4,845/moest. monthly cost
$193,800/yrincome needed

About This Home

Experience country living at its finest on this stunning 13.96 acre property. The beautifully updated 3-bedroom, 2-bath home blends modern updates with original touches that honor its character and charm. The property also features a spacious 4-bedroom, 2-bath barndominium built in 2019 with over 3,000 square feet, plus an additional cabin on the property for extra living quarters. Outside, you’ll find a huge pond with stadium lights, a large barn with covered area and stalls, and plenty of room to enjoy the peaceful setting. The barndominium has its own water well installed in 2019, a large septic system servicing the barn, and upgraded electrical throughout the property. With beautiful trees, abundant wildlife, and countless extras, this one-of-a-kind property is the perfect place to enjoy the best of country life.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
5/10
4/10
Bay City High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 1939

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Convection Oven

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,926
  • Total interior livable area: 1,926 sqft

Property

Details

  • Parcel number: 20610

Features

  • Stories: 1

Lot

  • Lot size: 13.96 Acres
  • Features: Cleared,10 Up to 15 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Boat,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Drought
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$651$7,812
Property Taxes $620$7,440
Electricity $238$2,859
Total$4,845$58,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,114/yr
40% on housing$145,350/yr
45% on housing$129,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 77414$155
Matagorda County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 77414$142
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$659,900
2025-03-25Pending sale$620,000
2025-01-16Price change$620,000
2024-10-29Listed for sale$790,000
2021-09-30Listing removed--
2021-06-29Pending sale$655,000
2021-05-10Listed for sale$655,000

For Sale by Agent

AgentKayanne Crain
BrokerageBill Bell Realty

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