4062 Fm 2031 Beach Rd, Matagorda, TX, 77457
About This Home
STUNNING RIVERFRONT HOME ON THE COLORADO RIVER! This well maintained 3-bed, 3-bath property offers an open-concept kitchen and living area ideal for entertaining, spacious laundry room, and an 11x10 deck with breathtaking sunset views. Downstairs features a fully concreted area perfect for parking, storage, or outdoor living, plus a convenient bath for rinsing off after a day on the water. Property includes bulkhead, pier, covered 11x14 fish-cleaning station, and fishing lights—perfect for anglers and waterfront enthusiasts. Roof is approx. 3 years old. Home also offers storm shutters and working cargo lift for added convenience. Previously used as a short-term rental, offering excellent income potential. Minutes to the beach, restaurants, and coastal amenities. Enjoy true waterfront living with comfort, views, and convenience—ideal full-time residence or coastal getaway!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Cement Siding,Unknown
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Electric Oven,Microwave,Electric Cooktop,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- All Bedrooms Up
- Window features: Shutters
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Features: Breakfast Bar,Island w/ Cooktop,Kitchen open to Family Room
Master Bathroom
- Features: Secondary Bath(s): Tub/Shower Combo
Property
Details
- Parcel number: 31361
Features
- Stories: 1
- Patio & porch: Covered,Patio/Deck,Porch
- Has view: Yes
- View description: River,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Bulkhead,Pier,River Front
Lot
- Lot size: 4,094 sqft
- Features: Waterfront,0 Up To 1/4 Acre
- Lot size dimensions: 52 x 79
Parking
- Parking features: No Garage,Double-Wide Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Cold Wave
- Drought
- Inland Flooding
- Lightning
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $82 | $984 |
| Property Taxes | $506 | $6,072 |
| Electricity | $238 | $2,859 |
| Total | $2,995 | $35,940 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-07 | Price change | $485,000 |
| 2025-11-08 | Listed for sale | $494,000 |
View on Zillow