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1056 Boyds Ln, Moneta, VA, 24121

2beds
1baths
1,200sqft
$235,000
$196price/sqft
$1,535/moest. monthly cost
$61,400/yrincome needed

About This Home

Rare opportunity to own approximately 12 acres in the highly desirable Smith Mountain Lake area! This unique property package includes a primary residence at 1050 Boyds Lane and an additional single-wide manufactured home at 1056 Boyds Lane, offering outstanding potential for investors, landlords, multi-generational living, or those seeking a private homestead with room to grow. Nestled in a peaceful setting just minutes from Smith Mountain Lake, this property combines privacy, acreage, and income-producing potential. The expansive land provides ample space for recreation, gardening, equipment storage, additional improvements, or future development opportunities. The second residence offers flexibility for rental income, guest accommodations, caretaker housing, or extended family living. Whether you're looking to expand your investment portfolio, create a family compound, or enjoy country living near one of Virginia's premier lake destinations, this property delivers endless possibilities. Conveniently located near marinas, dining, shopping, and outdoor recreation while maintaining the tranquility of a rural setting. Highlights: Approximately 12 acres of land House plus additional single-wide manufactured home Investment and income-producing potential Ideal for multi-generational living Minutes from Smith Mountain Lake Private setting with room for expansion Easy access to lake activities, restaurants, and shopping Opportunities like this are hard to find—schedule your showing today and explore the possibilities at 1050 & 1056 Boyds Lane!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
Moneta Elementary SchoolGrades PK-54.4 mi
5/10
2/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 233A26
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 12 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$67$804
Property Taxes $78$936
Electricity $202$2,433
Total$1,535$18,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,628/yr
40% on housing$46,050/yr
45% on housing$40,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 24121$302
Bedford County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 24121$239
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$235,000
2026-06-19Listing removed$235,000
2026-06-17Listed for sale$235,000

For Sale by Agent

AgentTony Hareras
BrokerageSamson Properties

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