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15604 Pine St, Monroe, MI, 48161

5beds
3baths
1,786sqft
$359,900
$202price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

Brand new Construction!! 5 bedroom 3 full bath home featuring a large Kitchen w Granite tops, subway tile back splash and stainless appliances! Gas cooktop plus a nice island. Full basement w Superior foundation walls, please see information in documents. Spacious Owners Suite w walk in tile shower, dual sinks and lighted mirror. Mainfloor 5th bedroom can also make a nice office. Home is complete and ready for immediate occupancy! Taxes are based on a lot, to be re assessed. ****Owner will add a 2 car garage for an additional cost*****

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Waterloo SchoolGrades PK-60.9 mi
--
Monroe High SchoolGrades 8-120.9 mi
6/10
Monroe Middle SchoolGrades 6-81.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Entry

Bedroom1

  • Features: Carpet
  • Level: Entry
  • Area: 156

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 108

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 117

Bedroom4

  • Level: Second
  • Area: 108

Bedroom5

  • Level: Second
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Laminate
  • Level: Entry
  • Area: 117

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,786

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,686
  • Total interior livable area: 1,786 sqft

Kitchen

  • Features: Laminate
  • Level: Entry
  • Area: 143

Living Room

  • Features: Laminate
  • Level: Entry
  • Area: 221

Property

Details

  • Parcel number: 1210516403
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 76

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 76 x 139

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$221$2,652
Property Taxes $311$3,732
Electricity $194$2,337
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 48161$117
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48161$132
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-12Price change$369,900
2025-08-18Price change$374,900
2025-07-17Listed for sale$379,900

New Construction

AgentSteve Hudkins
BrokerageBerkshire Hathaway Home Service Kee Realty

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