See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

38540 Ginsberg Ter, Fremont, CA, 94536

3beds
3baths
1,376sqft
$1,495,000
$1,086price/sqft
$9,650/moest. monthly cost
$386,000/yrincome needed

About This Home

Welcome to this rarely available Ryland Classics home, where style, comfort and convenience come together! Offering 3 bedrooms, 2.5 baths, this light-filled residence showcases vaulted ceilings and an open, airy feel throughout. Extensively updated, the home features fresh interior and exterior paint, new SPC flooring and tile, and a beautifully remodeled kitchen complete with new cabinetry, countertops, appliances and more! Every detail has been thoughtfully upgraded to create a modern, move-in-ready space! Enjoy the ease of low-maintenance living in a prime location, perfect for commuters and just moments from shopping, dining and everyday amenities. Owned solar adds extra value and efficiency to this already exceptional home. Don't wait, this beauty won't last long!

Getting Around

81
WalkingVery Walkable
44
TransitSome Transit
55
BikeBikeable

Schools

7/10
8/10
9/10
Washington High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Other

  • Builder name: Ryland Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Refrigerator,Self Cleaning Oven,Dryer,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Shower Over Tub,Solid Surface,Stone,Window,Stall Shower,Updated Baths

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Updated Kitchen
  • Window features: Double Pane Windows,Screens,Window Coverings
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,376
  • Total interior livable area: 1,376 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Disposal,Gas Range/Cooktop,Microwave,Range/Oven Free Standing,Refrigerator,Self-Cleaning Oven,Updated Kitchen

Property

Details

  • Parcel number: 501182410
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 2,178 sqft
  • Features: Level,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$134$1,608
Property Taxes $1,559$18,708
Electricity $398$4,786
Total$9,650$115,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$330,857/yr
40% on housing$289,500/yr
45% on housing$257,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,086This listing

vs Other Active Listings

Avg $/sqft

ZIP 94536$609
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94536$989
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$1,575,000
2021-03-24Listing removed--
2007-08-12Listing removed$719,999
2006-12-09Listed for sale$719,999
2000-05-24Sold$475,000
1999-10-22Sold$287,500

For Sale by Agent

AgentMichael Ohlmeyer
BrokerageColdwell Banker

Similar Homes