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1626 Polo Ln, Billings, MT, 59105

5beds
5baths
6,727sqft
$1,099,000
$163price/sqft
$7,169/moest. monthly cost
$286,760/yrincome needed

About This Home

Prime Location - Build Your Dream Shop Here! This nearly 7,000 square foot masterpiece sits surrounded by pristine state land and abundant wildlife, offering an unparalleled connection to Montana's great outdoors while maintaining sophisticated comfort throughout. Soaring high ceilings extend even into the basement, creating an atmosphere of grandeur enhanced by elegant 8-foot doors and premium finishes in every room. The open floor plan flows effortlessly from the chef's kitchen—anchored by a massive granite island perfect for mountain feast preparations—to the inviting living room with its warming fireplace, ideal after days of outdoor adventure. The sunroom frames breathtaking views of your natural surroundings, while the outdoor kitchen transforms entertaining into an authentic Montana experience under endless skies. Modern conveniences include a heated garage for harsh winters, secure vault for valuables, and pre-programmed exterior Christmas lights. Just 10 minutes from downtown Billings' amenities, yet surrounded by the tranquility of state land where deer, elk, and wildlife roam freely—this is Montana living redefined. BONUS: BUILD A SHOP!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Independent SchoolGrades PK-62.0 mi
4/10
Skyview High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Ice Maker,Microwave,Oven,Range,Refrigerator,Water Purifier

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Pantry,Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 3,232

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 6,727 sqft

Property

Details

  • Parcel number: C16849
  • Zoning description: UNZON

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Barbecue,Fence,Sprinkler/Irrigation,Outdoor Kitchen,Patio
  • Fencing: Fenced
  • Has view: Yes

Lot

  • Lot size: 1.44 Acres
  • Features: Interior Lot,Landscaped,Trees,Views

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance $689$8,268
Property Taxes $462$5,544
Electricity $461$5,542
Total$7,169$86,028

Income You'd Need if You Spent...

35% on housing$245,794/yr
40% on housing$215,070/yr
45% on housing$191,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-13Listed for sale$1,149,000

For Sale by Agent

AgentRachel Court
BrokerageColdwell Banker The Brokers

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